The Governance RegisterEdition 2026 · Compiled 12th July 2026

Foundation for Credit Counselling

Registered charity 1016630 Registered since 1993

Operates: Throughout England And Wales, Scotland, Northern Ireland

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Board DNA

How this board is put together, from Charity Commission trustee records and Companies House - deterministic, no AI.

12
trustees on the board
3.8y median 3y
average tenure
7y
longest tenure
3
trustees past 6 years
10.4y
average years in governance
9 vs 1 portfolio
first-time trustees
12
company-linked trustees

Sector coverage

The Prevention Or Relief Of Poverty 11Education/training 3Amateur Sport 1Arts/culture/heritage/science 1Economic/community Development/employment 1General Charitable Purposes 1

Commercial experience

Finance 28Education 5Professional services 5

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Contact

Websitewww.stepchange.org
Emailcontactus@stepchange.org
Phone08001381111
Address123 Albion Street, Leeds, LS2 8ER

Finances

£58,431,000 latest income

YearIncomeSpending
2020£60,564,000£63,402,000
2021£60,976,000£61,590,000
2022£62,002,000£59,938,000
2023£54,731,000£59,467,000
2024£58,431,000£59,525,000

What it does

What

The Prevention Or Relief Of Poverty

Who

The General Public/mankind

How

Provides Services

Charitable objects

3.1 THE PREVENTION OR RELIEF OF POVERTY AMONGST PERSONS WHO ARE IN DEBT (PARTICULARLY IN THE UNITED KINGDOM) BY: (1) THE PROVISION OF ADVICE TO ASSIST SUCH PERSONS TO RE-SCHEDULE AND RE-FINANCE THEIR BORROWINGS; (2) THE PROVISION OF FINANCIAL EDUCATION TO ENABLE SUCH PERSONS TO MANAGE THEIR FINANCES MORE EFFECTIVELY; (3) THE ESTABLISHMENT AND SUPPORT OF COUNSELLING CENTRES TO WHICH PERSONS MAY RESORT FOR ADVICE ON DEBT MATTERS GENERALLY; (4) THE ESTABLISHMENT OF AN INSOLVENCY PRACTICE TO WHICH SUCH PERSONS MAY RESORT AS AN ALTERNATIVE SOLUTION TO DEBT PROBLEMS; AND (5) THE ESTABLISHMENT OF SUCH OTHER SERVICES OR PRODUCTS FOR THE PUBLIC BENEFIT TO ASSIST IN THE RELIEF OF POVERTY3.2 TO ADVANCE THE EDUCATION OF THE PUBLIC IN GENERAL (AND PARTICULARLY AMONGST PERSONS IN DEBT OR AT RISK OF FALLING INTO DEBT) ON THE SUBJECT OF FINANCIAL BUDGETING, FINANCIAL PRODUCTS AND FINANCIAL SERVICES

Governing document: MEMORANDUM AND ARTICLES INCORPORATED 19/10/1992AS AMENDED BY SPECIAL RESOLUTION(S) DATED 23/02/1999AS AMENDED BY SPECIAL RESOLUTION(S) DATED 01/07/2003AS AMENDED BY SPECIAL RESOLUTION(S) DATED 06/02/2004AS AMENDED BY SPECIAL RESOLUTION(S) DATED 13/06/2006AS AMENDED BY SPECIAL RESOLUTION(S) DATED 02/11/2007AS AMENDED BY SPECIAL RESOLUTION(S) DATED 22/06/2009AS AMENDED BY SPECIAL RESOLUTION(S) DATED 12/10/2012AS AMENDED BY SPECIAL RESOLUTION(S) DATED 07/04/2014AS AMENDED BY SPECIAL RESOLUTION(S) DATED 08/12/2015AS AMENDED BY SPECIAL RESOLUTION(S) DATED 30 APR 2019

Trustees (12)

12trustees
60median age
1aged 70+

Linked company (Companies House)

Foundation for Credit Counselling · 02757055 · Active

PRI/LBG/NSC (Private, Limited by guarantee, no share capital, use of 'Limited' exemption) · incorporated 19/10/1992

6 governing document(s) held from Companies House.

Connected charities (4)

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