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Registered charity · London

The Money Charity

The Money Charity is a registered charity (number 1106941) based in London, governed by 7 trustees and chaired by Justin Basini since 2021. Latest income £622k (2024). Source: Charity Commission register, updated 25th October 2026.

Also known as Credit Action (Charity Commission)

  • 7 trustees
  • Income £622k (2024)
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Official record Charity Commission · updated 25th October 2026 · Sources · Free, no card or password

Network

The large node is The Money Charity. Red nodes are organisations, white nodes are people. Dashed links are historical or inferred. Click any node to explore.

Who leads it

Current trustees as listed by the Charity Commission, which does not publish previous trustees.

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People on this board also govern

Similar charities are matched by type of organisation or purpose and listed by latest income; shared trustees are formal board links. Neither is proof the organisations work together.

About

What it does
Education/training, The Prevention Or Relief Of Poverty
Where
Throughout England And Wales, Northern Ireland
Website
www.themoneycharity.org.uk (opens in a new tab)
Linked company
The Money Charity
Registered
2004

Income and spending

  • YearIncomeSpending
  • 2024£622k£691k
  • 2023£653k£761k
  • 2022£721k£524k
Earlier years
  • 2021£396k£436k
  • 2020£273k£432k

Income trend, 2020 to 2024.

Income source mix, 2024: Government contracts 9% · Government grants 3%. From the charity's annual return.

Charitable objects

THE PREVENTION OF FINANCIAL HARDSHIP IN THE UNITED KINGDOM FOR THE PUBLIC BENEFIT, IN PARTICULAR, BUT NOT EXCLUSIVELY, BY PROVIDING MONEY MANAGEMENT EDUCATION, ADVICE AND INFORMATION

Grants received

18 grants · £293,461 total

360Giving data, published by funders. Coverage only includes funders who publish their grants to 360Giving, so these figures are a floor, not a complete picture.

Top funders

Most recent

Board analysis

Board DNA

How this board is put together, from Charity Commission trustee records and Companies House - deterministic, no AI.iBoard compositionCounted from the dated Charity Commission trustee register: the current board only, past trustees excluded.

7 trustees on the board

1.6y median 0y
average tenure
5y
longest tenure
0
trustees past 6 years
4.5y
average years in governance

First-time vs portfolio trustees

First-time (6)

Portfolio (1)

3
company-linked trustees

Sector coverage iSector coverageThe charitable fields this board's trustees govern in elsewhere, by Charity Commission classification. Excludes this charity.

Education/training 7The Prevention Or Relief Of Poverty 7General Charitable Purposes 1

Commercial experience iCommercial experienceThe industries this board's members are company directors in, by Companies House SIC code. Excludes this organisation's own company.

Finance 4Other services 4Tech and media 3

Succession forecast iSuccession forecastThe number of board seats likely to open in the next twelve months - summed across the board from each dated trustee’s tenure - and the profile worth recruiting next. From the filed record, deterministic.

🔒 Succession forecast is a Pro feature - the board seats likely to open in the next year and the ideal next trustee. Explore Pro →

Health of the organisation facts side by side - the conclusion is yours

Income v spending, filed accountsiIncome v spendingTotal gross income and expenditure from filed annual returns, Charity Commission, last 5 years.
2020
2021
2022
2023
2024
incomespending£622k latest income · spending exceeded income in 2023 and 2024
ReservesiReserves12 x free reserves / annual expenditure, from the Part B annual return. The sector median is computed across all Part B filers in the same income band.

3.1 months of spending held in free reserves · median for charities its size: 4.0 months

10 from 9 in 2022
EmployeesiEmployeesHeadcount as filed in Part B annual returns, per financial year. Shown exactly as filed; year-on-year figures may be filed on different bases, so a comparison is only shown when the filings are plausibly comparable.
12%
Income from governmentiIncome from governmentGovernment contracts plus government grants as a share of total gross income, latest Part A annual return.

Sources

Official record from the Charity Commission register for England and Wales. Governance Register calculates the connections.

Record details
Registered charity number
1106941
Status
Registered
Governing document
MEMORANDUM AND ARTICLES INCORPORATED 28/09/2004AS AMENDED BY CERTIFICATE OF INCORPORATION ON CHANGE OF NAME DATED 17/08/2012AS AMENDED BY SPECIAL RESOLUTION(S) DATED 03/07/2012AS REGISTERED AT COMPANIES HOUSE ON 10/08/2012AS AMENDED BY SPECIAL RESOLUTION(S) DATED 06/05/2014AS AMENDED BY SPECIAL RESOLUTION REGISTERED AT COMPANIES HOUSE ON 12 JUN 2019 as amended on 25 Apr 2022 as amended on 29 Apr 2026
Companies House
Company number 05244075 · Active
Contact on the register
02070628933 · hello@themoneycharity.org.uk
Edition
Register edition compiled 25th October 2026
Labels
Official record from the register · Calculated derived by Governance Register. Anything added by an organisation or person is labelled as provided by them.

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