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Registered charity · Coventry

Fair Credit Charity LTD

Fair Credit Charity LTD is a registered charity (number 1161809) based in Coventry, governed by 4 trustees. Latest income £3.6m (2025). Source: Charity Commission register, updated 18th October 2026.

  • 4 trustees
  • Income £3.6m (2025)
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Official record Charity Commission · updated 18th October 2026 · Sources · Free, no card or password

Network

The large node is Fair Credit Charity LTD. Red nodes are organisations, white nodes are people. Dashed links are historical or inferred. Click any node to explore.

Who leads it

Current trustees as listed by the Charity Commission, which does not publish previous trustees.

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People on this board also govern

Similar charities are matched by type of organisation or purpose and listed by latest income; shared trustees are formal board links. Neither is proof the organisations work together.

About

What it does
Education/training, The Prevention Or Relief Of Poverty
Where
Throughout England And Wales, Scotland
Website
www.faircreditcharity.org.uk (opens in a new tab)
Linked company
Fair Credit Charity LTD
Registered
2015

Income and spending

  • YearIncomeSpending
  • 2025£3.6m£4.0m
  • 2024£4.1m£4.2m
  • 2023£4.8m£4.6m
Earlier years
  • 2022£6.1m£4.8m
  • 2021£5.0m£4.7m

Income trend, 2021 to 2025.

Charitable objects

THE OBJECTS OF THE CHARITY ARE FOR THE PUBLIC BENEFIT TO:ADVANCE EDUCATION IN RELATION TO MONEY AND DEBT MANAGEMENT;RELIEVE FINANCIAL HARDSHIP AND DISTRESS; ANDPREVENT AND RELIEVE POVERTY;INCLUDING WITHOUT LIMITATION THROUGH THE ADVANCEMENT, PROVISION AND FACILITATION OF AFFORDABLE SOURCES OF CREDIT AND OTHER FINANCIAL SERVICES TO INDIVIDUALS IN LOW INCOME HOUSEHOLDS, WITH A VIEW TO ENABLING SUCH PERSONS TO RENT AND/OR OWN BASIC GOODS FOR THE HOME AND OTHER EVERYDAY PURPOSES AND WITH A VIEW TO PREVENTING SUCH PERSONS FROM FALLING PREY TO UNSCRUPULOUS OR USURIOUS PROVIDERS OF CREDIT.

Board analysis

Board DNA

How this board is put together, from Charity Commission trustee records and Companies House - deterministic, no AI.iBoard compositionCounted from the dated Charity Commission trustee register: the current board only, past trustees excluded.

4 trustees on the board

3.5y median 4y
average tenure
5y
longest tenure
0
trustees past 6 years
11.4y
average years in governance

First-time vs portfolio trustees

First-time (2)

Portfolio (2)

4
company-linked trustees

Sector coverage iSector coverageThe charitable fields this board's trustees govern in elsewhere, by Charity Commission classification. Excludes this charity.

Education/training 4The Prevention Or Relief Of Poverty 4Accommodation/housing 1General Charitable Purposes 1

Commercial experience iCommercial experienceThe industries this board's members are company directors in, by Companies House SIC code. Excludes this organisation's own company.

Education 5Finance 4Professional services 3

Succession forecast iSuccession forecastThe number of board seats likely to open in the next twelve months - summed across the board from each dated trustee’s tenure - and the profile worth recruiting next. From the filed record, deterministic.

🔒 Succession forecast is a Pro feature - the board seats likely to open in the next year and the ideal next trustee. Explore Pro →

Health of the organisation facts side by side - the conclusion is yours

Income v spending, filed accountsiIncome v spendingTotal gross income and expenditure from filed annual returns, Charity Commission, last 5 years.
2020
2021
2022
2023
2024
incomespending£4.1m latest income
ReservesiReserves12 x free reserves / annual expenditure, from the Part B annual return. The sector median is computed across all Part B filers in the same income band.

9.9 months of spending held in free reserves · median for charities its size: 3.9 months · was 4.5 in 2020

22 from 27 in 2020
EmployeesiEmployeesHeadcount as filed in Part B annual returns, per financial year. Shown exactly as filed; year-on-year figures may be filed on different bases, so a comparison is only shown when the filings are plausibly comparable.

Sources

Official record from the Charity Commission register for England and Wales. Governance Register calculates the connections.

Record details
Registered charity number
1161809
Status
Registered
Governing document
MEMORANDUM AND ARTICLES INCORPORATED 10 APR 2014 as amended on 27 May 2021 as amended on 13 Apr 2022
Companies House
Company number 08991099 · Active
Contact on the register
03334330739 · enquiries@fairforyou.org.uk
Edition
Register edition compiled 18th October 2026
Labels
Official record from the register · Calculated derived by Governance Register. Anything added by an organisation or person is labelled as provided by them.

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