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Governance Register
Registered charity (CIO) · No. 1198352 · DerbyiSource and licenceOfficial record from the Charity Commission register for England and Wales. Governance Register calculates the connections.Register edition compiled 25 October 2026.Anything added by an organisation or person is labelled as provided by them.Contains public sector information licensed under the Open Government Licence v3.0.How we handle data

Mortgage Advice Bureau Foundation

Income
£150k
▲ 65.1% on 2024
Expenditure
£121k
▲ 50.9% on 2024
Reserves
N/A
Small charityi
Runway
N/A
Small charityi
Spent on charitable work
N/A%
Small charityi
Trustees
7
3.5y av
Staff
N/A
Small charityi
Volunteers
N/A
Not reported

Overview

Mortgage Advice Bureau Foundation's network

7 people6 organisationsi7 listed on the board. 6 organisations share a board member with this charity.The large node is Mortgage Advice Bureau Foundation. The map shows two steps out from the public record. Hover a node to focus its connections; click one to open it.

The board

7 listediCurrent trustees as listed by the Charity Commission, which does not publish previous trustees.
NameRoleSinceOn the board
Alison Crossley-MinternTrustee2022
4 yrs
Benjamin ThompsonTrustee2022
4 yrs
Caroline Jane HillTrustee2024
2 yrs
Iain James CartlidgeTrustee2026
new
Lucy TilleyTrustee2022
4 yrs
Peter BrodnickiTrustee2022
4 yrs
Simon Andrew FrankishTrustee2022
4 yrs
Under 5 years5 to 6 years6 years or more

Board

The board

7 listediCurrent trustees as listed by the Charity Commission, which does not publish previous trustees.
NameRoleSinceOn the board
Alison Crossley-MinternTrustee2022
4 yrs
Benjamin ThompsonTrustee2022
4 yrs
Caroline Jane HillTrustee2024
2 yrs
Iain James CartlidgeTrustee2026
new
Lucy TilleyTrustee2022
4 yrs
Peter BrodnickiTrustee2022
4 yrs
Simon Andrew FrankishTrustee2022
4 yrs
Under 5 years5 to 6 years6 years or more

Board DNA

iCounted from the dated Charity Commission trustee register: the current board only, past trustees excluded.How this board is put together, from Charity Commission trustee records and Companies House - deterministic, no AI.
Average tenure
3.1y
median 4y
Longest tenure
4y
since 2022
Over 6 years
0
of 7 on the board
Years in governance
4.6y
per person, across all their boards
Also company directors
1
also sit on company boards
Joined in the last 3 years
2
of 7 on the board

7 trustees on the board

First-time vs portfolio trustees

First-time (6)

Portfolio (1)

Sector coverageiThe charitable fields this board's trustees govern in elsewhere, by Charity Commission classification. Excludes this charity.

Disability 7Other Charitable Purposes 7Education/training 1

Commercial experienceiThe industries this board's members are company directors in, by Companies House SIC code. Excludes this organisation's own company.

Finance 24Professional services 2Dormant 1

Succession forecast

🔒 Succession forecast is a Pro feature - the board seats likely to open in the next year and the ideal next trustee. Explore Pro →

Network

Network

iThe large node is Mortgage Advice Bureau Foundation. Red nodes are organisations, white nodes are people. Dashed links are historical or inferred. Dashed blue-grey links are company secretaries. Click any node to explore.

Most connected

Working out who is most connected...

Finances

4 financial years held, 2022 to 2025, years ending 31 December.

Income and expenditure

4 years · years end 31 DecemberiHover over the chart, or focus it and use the left and right arrow keys, to read each year. Every figure is also in the table.Plain-English summaries of the Charity Commission's own definitions for the annual return. Figures are as the charity filed them.
Series shown: Totals
£0£50k£100k£150k2025202420232022£149.83k£120.89k

Detailed income and expenditure are filed only by charities with income over £500,000. Mortgage Advice Bureau Foundation has not filed them in the years we hold, so only the totals and government income are shown.

Income and expenditure by financial year, oldest on the left, newest on the right
Financial year2022202320242025
Totals
Total income£29.76k£83.48k£90.76k£149.83k
Total expenditure£12.74k£51.65k£80.13k£120.89k
Government income
Government contractsNot reportedNot reportedNot reportedNot reported
Government grantsNot reportedNot reportedNot reportedNot reported
Definitions
Total income
Everything the charity received in the year, from all sources, as shown on its annual return.
Total expenditure
Everything the charity spent in the year.
Government contracts
Income from contracts with central or local government or other public bodies, as the charity declared it. Not reported means the register shows no amount (N/A), which can mean none or that the question was not answered.
Government grants
Grants received from central or local government or other public bodies, as declared.
Donations and legacies
Gifts and donations, including Gift Aid, and money left to the charity in wills.
Legacies
Money left to the charity in wills. Legacies are part of donations and legacies, not extra to them.
Charitable activities (income)
Income earned by doing the charity's work, such as fees and contracts for services.
Other trading activities
Fundraising trading, such as charity shops, events and sponsorship.
Investments
Dividends, interest and rent from the charity's investments.
Endowments
New endowment funds received in the year.
Charitable activities (expenditure)
Spending on the charity's purposes, including any grants it makes.
Raising funds
The cost of fundraising and trading.
Grants to institutions
Grants paid to other organisations. Part of spending on charitable activities.
Governance
The cost of running the charity as an organisation, such as the audit and trustee meetings.
Investment management
The cost of managing the charity's investments.

Source: Charity Commission for England and Wales, register of charities (extract of 25 October 2026), annual returns, Open Government Licence v3.0.

Assets, liabilities and funds

Detailed income, expenditure and assets are filed only by charities with income over £500,000. Mortgage Advice Bureau Foundation has not filed them in the years we hold, so there is no balance sheet to show.

Accounts and annual returns

Register page (opens in a new tab)iPlain-English summaries of the Charity Commission's own definitions for the annual return. Figures are as the charity filed them.

Reporting up to date

Every annual return and set of accounts arrived on time for 4 years.

Annual returns and accounts by financial year, newest first
Year endingDue byAnnual returnAccountsStatusDocuments
31 December 202531 October 202620 October 202620 October 2026On timeOn the register (opens in a new tab)Charity Commission
31 December 202431 October 202530 October 202530 October 2025On timeOn the register (opens in a new tab)Charity Commission
31 December 202331 October 202429 October 202429 October 2024On timeOn the register (opens in a new tab)Charity Commission
31 December 202231 October 202330 October 202330 October 2023On timeOn the register (opens in a new tab)Charity Commission
Definitions
Annual return
The yearly return a charity sends to the Charity Commission. It is due 10 months after the end of the financial year. Charities with income over £10,000, and every CIO, must send one.
Accounts
The accounts and trustees' annual report. Required from charities with income over £25,000 and from every CIO; otherwise shown as Not required.
On time
Received on or before the due date.
Late
Received after the due date. The number of days is counted from the due date.
Overdue
Not received, and the due date has passed. Counted to today, or to the date a removed charity left the register.
Qualified accounts
The auditor or examiner raised a reservation about the accounts.

Source: Charity Commission for England and Wales, register of charities (annual return history), Open Government Licence v3.0. The register keeps the latest five years; earlier years come from older copies we hold. Accounts documents link to the Charity Commission register. Days late and overdue are worked out from the dates, as of 30 October 2026.

About

Purposes and governing document

Register page (opens in a new tab)

Charitable objectsiAs filed with the Charity Commission. Clause breaks added for reading; the wording and capitals are unchanged.

  • A)

    TO RELIEVE PEOPLE IN UK WHO ARE IN NEED, BY REASON OF THEIR AGE, ILL-HEALTH, DISABILITY, FINANCIAL HARDSHIP OR SOCIAL CIRCUMSTANCES BY PROVIDING GRANTS TO CHARITIES OR OTHER NON PROFIT ORGANISATIONS OR INDIVIDUALS AND

  • B)

    TO ADVANCE ANY OTHER PURPOSES WHICH ARE EXCLUSIVELY CHARITABLE UNDER THE LAW OF ENGLAND AND WALES FROM TIME TO TIME BY PROVIDING GRANTS TO CHARITIES OR OTHER NON PROFIT ORGANISATIONS OR INDIVIDUALS IDENTIFIED BY THE TRUSTEES AT THEIR DISCRETION

What it does

  • Disability
  • Other charitable purposes

Who it helps

  • Children/young people
  • Elderly/old people
  • People with disabilities
  • Other charities or voluntary bodies
  • The general public/mankind

How it helps

  • Makes grants to individuals
  • Makes grants to organisations
Where it operates
Throughout England and WalesCountry: Scotland
Governing document
CIO - FOUNDATION Registered 23 Mar 2022 as amended on 07 Aug 2024 as amended on 02 Dec 2025 as filed
Register history
  • 23 March 2022Registered as a charitable incorporated organisation

Policies the charity says it has

  • Risk management
  • Safeguarding vulnerable beneficiaries
  • Conflicting interests
  • Complaints handling
  • Financial reserves policy and procedures
  • Trustee conflicts of interest policy and procedures
  • Complaints policy and procedures
  • Internal charity financial controls policy and procedures
  • Trustee expenses policy and procedures

Source: Charity Commission for England and Wales, register of charities (governing document, classification, area of operation, register history and policies), Open Government Licence v3.0.

About

Registered
2022

Full finances, balance sheet and filing record →