Company · Solihull
Universal Credit Limited
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Official record Companies House · updated 27th September 2026 · Sources
Network
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Who leads it
Previous officers 21
- Adem Mehmet 2001-2010 View profile
- Richard Dominic Shelton 1998-2021 View profile
- Nicholas Keen 1998-2014 View profile
- Michael Peter Kilbee 1997-1998 View profile
- Peter Francis Hook 1997-1998 View profile
- John Lewis Davies 1996-1997 View profile
- Patrick Ingle 1994-1996 View profile
- Sir Mervyn Kay Pedelty 1994-1994 View profile
- John Bourke 1992-1994 View profile
- Roger Dowthwaite 1992-1995 View profile
- David Norman Cooper 1992 View profile
- James Elliot Harkness 1998 View profile
- Roger Donald Mcsweeney 1992 View profile
- Timothy Michael Dawson 1992 View profile
- Pandora Sharp 2014-2020 View profile
- John Grigor Gemmell 1998-2014 View profile
- John Howard Ross 1995-1997 View profile
- Sarah Barford Wilks 1995-1995 View profile
- John Keith Taylor 1994-1995 View profile
- Graham Staples 1994-1994 View profile
- Leonard Alan Storey 1994 View profile
Directors and secretaries as filed at Companies House.
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About
- What it does
- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
- Incorporated
- 22/01/1986
- Registered office
- Solihull
Ownership
Owned by (1) iOwned byIndividuals and companies registered as having significant control over this company, from the Companies House PSC (persons with significant control) register. People whose ownership could not be confirmed to one individual are not listed as confirmed owners.
- Paragon Banking Group PLC
75-100% shares, 75-100% voting, appoints directors · notified 2016-04-06
Group
- Universal Credit Limited
is controlled by Paragon Banking Group PLC
Evidence
active 75-100% shares, 75-100% voting, appoints directors · notified 2016-04-06 · source: Companies House PSC register
Ultimately controlled by Paragon Banking Group PLC.
124 other companies in this group
- The Paragon Pension Partnership LP
- Earlswood Finance (NO. 3) Limited
- 07580759
- Paragon Vehicle Contracts Limited
- Paragon Mortgages (NO. 5) PLC
- Specialist Fleet Services Limited
- Mortgage Trust Limited
- Paragon Mortgages (NO.15) PLC
- 06630534
- Paragon Personal Finance Limited
- Paragon Bank PLC
- Paragon Mortgages (NO.11) PLC
- Paragon Secured Finance (NO. 1) PLC
- Herbert (10) PLC
- 07393277
- NHL Third Funding Corporation Limited
- Paragon CAR Finance Limited
- Herbert (1) PLC
- 08012909
- 06630361
- 06664758
- Paragon Loan Finance (NO. 2) Limited
- Yorkshire Freeholds Limited
- Mortgage Funding Corporation PLC
- Moorgate Loan Servicing Limited
- 06630471
- Paragon Mortgages (NO.7) PLC
- Colonial Finance (UK) Limited
- Paragon Mortgages (NO.14) PLC
- Paragon Covered Bonds LLP
- 06911686
- Paragon Mortgages (NO. 17) PLC
- Redbrick Real Estate Services Limited
- Paragon Finance Holdings Limited
- 08013698
- Moorgate Asset Administration Limited
- Herbert (2) PLC
- 08013056
- 06595581
- Herbert (6) PLC
- Finance for People (NO.3) Limited
- Paragon Business Finance PLC
- Paragon Mortgages (NO. 13) PLC
- 04577689
- 03831402
- Paragon Mortgages Limited
- NHL Second Funding Corporation Limited
- Paragon Mortgages (NO.9) PLC
- Paragon Mortgages (NO. 2) PLC
- Paragon Mortgages (NO.38) Limited
Ownership paths are calculated from Companies House persons-with-significant-control filings. Each step shows the filed nature of control and dates; a step marked "ceased" is historical, not current.
Board analysis
Board DNA
How this board is put together, from the Companies House officer record and Charity Commission trustee records - deterministic, no AI.iBoard compositionCounted from the dated Companies House officer record: the current directors only, past directors excluded.
2 directors on the board
- Keith Graham Allen Director · appointed 2015
- Richard James Woodman Director · appointed 2014
Directors past 6 years
- Keith Graham Allen Director · appointed 2015
- Richard James Woodman Director · appointed 2014
First-time vs portfolio directors
Portfolio (2)
- Keith Graham Allen Director · appointed 2015
- Richard James Woodman Director · appointed 2014
Where else this board sits iWhere else this board sitsThe charitable fields these directors govern in elsewhere, by Charity Commission classification. Excludes this company and any charity it is the legal face of.
The sectors these directors govern in elsewhere. This company, and any charity it is the legal face of, are excluded - counting them would just tell you what you are already looking at.
Gaps to watch
- Several long-serving directors could step down together
Where to look Suggested search: succession planning for long-tenured seats.
Sources
Official record from Companies House. Governance Register calculates the connections.
Record details
- Company number
- 01981317
- Status
- Active
- Type
- Private Limited Company
- Accounts next due
- 30/06/2027
- Edition
- Register edition compiled 27th September 2026
- Labels
- Official record from Companies House · Calculated derived by Governance Register.
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