Company · Northampton
Eclipse Financial Holdings Limited
Life insurance
Official record Companies House · updated 27th September 2026 · Sources
Network
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Who leads it
Previous officers 8
- Christopher Paul Little 2022-2024 View profile
- Ryan Howsam 2019-2022 View profile
- Paula Susan Ward 2019-2022 View profile
- Michael Andrew Ward 1991-2022 View profile
- Michael Peter Schweizer 1991-1991 View profile
- Paula Susan Harvey 1998-2022 View profile
- Graham Hughes 1997-1998 View profile
- Deborah Jayne Ward 1991-1997 View profile
Directors and secretaries as filed at Companies House.
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About
- What it does
- Life insurance
- Incorporated
- 17/05/1991
- Registered office
- Northampton
- Previous names
- Payingtoomuch.COM Limited (until 18/02/2013)
Paying TOO Much Limited (until 03/03/2011)
Ward Mortgages Limited (until 07/10/2008)
Ownership
Owned by (2) iOwned byIndividuals and companies registered as having significant control over this company, from the Companies House PSC (persons with significant control) register. People whose ownership could not be confirmed to one individual are not listed as confirmed owners.
- Michael Andrew Ward ceased 2019-11-19
75-100% shares · notified 2017-05-17 - confirmed: also a director of this company - Avanti Group Solutions Limited
75-100% shares, 75-100% voting, appoints directors · notified 2019-11-19
Group
- Eclipse Financial Holdings Limited
is controlled by Michael Andrew Ward
Evidence
ceased 75-100% shares · notified 2017-05-17, ceased 2019-11-19 · source: Companies House PSC register
Ultimately controlled by Michael Andrew Ward.
3 other companies in this group
Ownership paths are calculated from Companies House persons-with-significant-control filings. Each step shows the filed nature of control and dates; a step marked "ceased" is historical, not current.
Board analysis
Board DNA
How this board is put together, from the Companies House officer record and Charity Commission trustee records - deterministic, no AI.iBoard compositionCounted from the dated Companies House officer record: the current directors only, past directors excluded.
3 directors on the board
- Darren Michael Saunders Director · appointed 2022
- Julian Kearney Director · appointed 2019
- Christopher David Sugden Director · appointed 2022
Directors past 6 years
- Julian Kearney Director · appointed 2019
First-time vs portfolio directors
Portfolio (3)
- Darren Michael Saunders Director · appointed 2022
- Julian Kearney Director · appointed 2019
- Christopher David Sugden Director · appointed 2022
Where else this board sits iWhere else this board sitsThe charitable fields these directors govern in elsewhere, by Charity Commission classification. Excludes this company and any charity it is the legal face of.
The sectors these directors govern in elsewhere. This company, and any charity it is the legal face of, are excluded - counting them would just tell you what you are already looking at.
Sources
Official record from Companies House. Governance Register calculates the connections.
Record details
- Company number
- 02613275
- Status
- Active
- Type
- Private Limited Company
- Accounts next due
- 30/09/2027
- Edition
- Register edition compiled 27th September 2026
- Labels
- Official record from Companies House · Calculated derived by Governance Register.
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