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First Retail Finance (Chester) LTD

First Retail Finance (Chester) LTD is an active UK company (number 02964970), incorporated 1994, with 2 current directors, Sean Davidson and Dr Stephen John Price. Source: Companies House, updated 4th October 2026.

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Official record Companies House · updated 4th October 2026 · Sources

Network

The large node is First Retail Finance (Chester) LTD. Red nodes are organisations, white nodes are people. Sign in free to explore further.

Who leads it

Previous officers 33

  1. Miranda Clare Armstrong 2019-2021 Director View profile
  2. Sara Jayne Bayley 2019-2020 Director View profile
  3. Thomas David Benfield 2017-2019 Director View profile
  4. Simon John Caddick 2015-2025 Director View profile
  5. John Piers Hunter-Brown 2015-2017 Director View profile
  6. Bernard Anthony John Studds 2010-2015 Director View profile
  7. Howard Ian Trafford 2005-2010 Director View profile
  8. Paul Nelson Jamieson 2005-2015 Director View profile
  9. Glenn Hutchinson 2002-2005 Director View profile
  10. Sir David Charles Jones 2000-2001 Director View profile
  11. David Wilson Keens 2000-2001 Director View profile
  12. Craig William Murray 1999-2000 Director View profile
  13. Stephen Keith Stewart 1997-1998 Director View profile
  14. Andrew Stephen Leaman 1996-2002 Director View profile
  15. Andrew Graham Dowson 1996-1996 Director View profile
  16. Mark Harvey Ayrton Astbury 1996-1996 Director View profile
  17. Kenneth William Maynard 1996-1998 Director View profile
  18. Stephen Fairbank 1996-1999 Director View profile
  19. Ian Peter Campbell 1996-1999 Director View profile
  20. Peter Roy Oakes 1996-2001 Director View profile
  21. James Edward Rowley 1995-1996 Director View profile
  22. Roy Littler 1995-1999 Director View profile
  23. Robert James Mee 1995-2001 Director View profile
  24. Steven Alan Rowe 1995-1996 Director View profile
  25. Michelle Antoinette Angela Johnson 2016-2017 Secretary View profile
  26. Paul Gittins 2011-2016 Secretary View profile
  27. Angela Lockwood 2006-2011 Secretary View profile
  28. Femi Sobo 2003-2003 Secretary View profile
  29. Sally Mayer 2001-2006 Secretary View profile
  30. Elissa Leah Phillips 1996-2001 Secretary View profile
  31. Raymond Nixon 1995-2000 Secretary View profile
  32. Helen Mary Lakin 1994-2001 Secretary View profile
  33. Paul Gittins 1994-1996 Secretary View profile

Directors and secretaries as filed at Companies House.

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About

Incorporated
02/09/1994

Ownership

Owned by (1) iOwned byIndividuals and companies registered as having significant control over this company, from the Companies House PSC (persons with significant control) register. People whose ownership could not be confirmed to one individual are not listed as confirmed owners.

Group

  1. First Retail Finance (Chester) LTD is controlled by Bank of Scotland PLC
    Evidence
    active 75-100% shares, 75-100% voting, appoints directors · notified 2016-04-06 · source: Companies House PSC register
  2. Bank of Scotland PLC is controlled by Hbos PLC
    Evidence
    active 75-100% shares, 75-100% voting, appoints directors · notified 2016-04-06 · source: Companies House PSC register
  3. Hbos PLC is controlled by Lloyds Bank PLC
    Evidence
    active 75-100% shares, 75-100% voting, appoints directors · notified 2016-04-06 · source: Companies House PSC register
  4. Lloyds Bank PLC is controlled by Lloyds Banking Group PLC
    Evidence
    active 75-100% shares, 75-100% voting, appoints directors · notified 2016-04-06 · source: Companies House PSC register

Ultimately controlled by Lloyds Banking Group PLC.

706 other companies in this group

Showing the first 50.

Ownership paths are calculated from Companies House persons-with-significant-control filings. Each step shows the filed nature of control and dates; a step marked "ceased" is historical, not current.

Board analysis

Board DNA

How this board is put together, from the Companies House officer record and Charity Commission trustee records - deterministic, no AI.iBoard compositionCounted from the dated Companies House officer record: the current directors only, past directors excluded.

2 directors on the board

2.6y median 2.6y
average tenure
4.7y
longest tenure
0
directors past 6 years

First-time vs portfolio directors

Portfolio (2)

0
also govern a charity

Left in the last 12 months

Where else this board sits iWhere else this board sitsThe charitable fields these directors govern in elsewhere, by Charity Commission classification. Excludes this company and any charity it is the legal face of.

Finance 4

The sectors these directors govern in elsewhere. This company, and any charity it is the legal face of, are excluded - counting them would just tell you what you are already looking at.

Sources

Official record from Companies House. Governance Register calculates the connections.

Record details
Company number
02964970
Status
Active
Type
Private Limited Company
Edition
Register edition compiled 4th October 2026
Labels
Official record from Companies House · Calculated derived by Governance Register.

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