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Company · Nottingham

Experian Refi Outsource Services Limited

Financial intermediation not elsewhere classified

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Official record Companies House · updated 27th September 2026 · Sources

Network

The large node is Experian Refi Outsource Services Limited. Red nodes are organisations, white nodes are people. Sign in free to explore further.

Who leads it

Previous officers 20

  1. Helen Joy Emmett 2025-2026 Director View profile
  2. Jake Ranson 2025-2026 Director View profile
  3. Rachel Elizabeth Duffey 2017-2019 Director View profile
  4. Susan Dawn Rann 2017-2024 Director View profile
  5. Andrew John Kirk 2017-2019 Director View profile
  6. Simon Dodd 2015-2018 Director View profile
  7. Amanda Dawn Sadler 2014-2015 Director View profile
  8. Charlotte Margaret Obahiagbon 2014-2016 Director View profile
  9. Nicholas George Ryans 2012-2014 Director View profile
  10. Jason Gregory Eaves 2012-2014 Director View profile
  11. Derek Michael Chick 2010-2015 Director View profile
  12. Lesley Elizabeth Rann 2010-2014 Director View profile
  13. Jeremy Paul Reichelt 2010-2011 Director View profile
  14. John Fairhurst 2000-2014 Director View profile
  15. Lianne Estelle Firth 1999-2014 Director View profile
  16. Gordon Philip Dale Rann 1999-2015 Director View profile
  17. Regina Maria Acton 2025-2025 Secretary View profile
  18. Halina Briggs 2017-2025 Secretary View profile
  19. Joanne Heslop 2015-2017 Secretary View profile
  20. Louise Payne 2005-2015 Secretary View profile

Directors and secretaries as filed at Companies House.

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About

What it does
Financial intermediation not elsewhere classified
Incorporated
08/06/1999
Registered office
Nottingham
Previous names
Paylink Outsource Services Limited (until 03/02/2026)
Totemic Managed Services Limited (until 27/04/2020)
Payplan Limited (until 27/10/2014)

Ownership

Owned by (1) iOwned byIndividuals and companies registered as having significant control over this company, from the Companies House PSC (persons with significant control) register. People whose ownership could not be confirmed to one individual are not listed as confirmed owners.

Group

  1. Experian Refi Outsource Services Limited is controlled by Experian Refi Solutions Limited
    Evidence
    active 75-100% shares, 75-100% voting, appoints directors · notified 2018-06-29 · source: Companies House PSC register
  2. Experian Refi Solutions Limited is controlled by Experian Limited
    Evidence
    active 75-100% shares, 75-100% voting, appoints directors · notified 2025-01-08 · source: Companies House PSC register
  3. Experian Limited is controlled by Experian Group Limited
    Evidence
    active 75-100% shares, 75-100% voting, appoints directors · notified 2016-04-06 · source: Companies House PSC register
  4. Experian Group Limited is controlled by Experian Holdings Limited
    Evidence
    active 75-100% shares, 75-100% voting, appoints directors · notified 2016-04-06 · source: Companies House PSC register
  5. Experian Holdings Limited is controlled by GUS Holdings Unlimited
    Evidence
    active 75-100% shares, 75-100% voting, appoints directors · notified 2016-04-06 · source: Companies House PSC register
  6. GUS Holdings Unlimited is controlled by Experian (UK) Holdings 2006 Limited
    Evidence
    active 75-100% shares, 75-100% voting, appoints directors · notified 2016-04-06 · source: Companies House PSC register
  7. Experian (UK) Holdings 2006 Limited is controlled by GUS 2000 Finance Unlimited
    Evidence
    active 75-100% shares, 75-100% voting, appoints directors · notified 2016-04-06 · source: Companies House PSC register
  8. GUS 2000 Finance Unlimited is controlled by Experian Finance PLC
    Evidence
    active 75-100% shares, 75-100% voting, appoints directors · notified 2016-04-06 · source: Companies House PSC register
  9. Experian Finance PLC is controlled by Experian (UK) Finance Limited
    Evidence
    active 75-100% shares, 75-100% voting, appoints directors, significant influence · notified 2016-04-06 · source: Companies House PSC register
  10. Experian (UK) Finance Limited is controlled by Experian Investment Holdings Limited
    Evidence
    active 75-100% shares, 75-100% voting, appoints directors · notified 2016-04-06 · source: Companies House PSC register

The ownership chain above Experian Refi Outsource Services Limited is unusually long; showing the first 10 steps.

Ownership paths are calculated from Companies House persons-with-significant-control filings. Each step shows the filed nature of control and dates; a step marked "ceased" is historical, not current.

Board analysis

Board DNA

How this board is put together, from the Companies House officer record and Charity Commission trustee records - deterministic, no AI.iBoard compositionCounted from the dated Companies House officer record: the current directors only, past directors excluded.

4 directors on the board

3y median 1.4y
average tenure
9y
longest tenure

Directors past 6 years

First-time vs portfolio directors

Portfolio (4)

0
also govern a charity

Left in the last 12 months

Where else this board sits iWhere else this board sitsThe charitable fields these directors govern in elsewhere, by Charity Commission classification. Excludes this company and any charity it is the legal face of.

Tech and media 8Professional services 3Finance 2Business services 1

The sectors these directors govern in elsewhere. This company, and any charity it is the legal face of, are excluded - counting them would just tell you what you are already looking at.

Sources

Official record from Companies House. Governance Register calculates the connections.

Record details
Company number
03783911
Status
Active
Type
Private Limited Company
Accounts next due
31/12/2026
Edition
Register edition compiled 27th September 2026
Labels
Official record from Companies House · Calculated derived by Governance Register.

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