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Company · London

Home Retail Group Card Services Limited

Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

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Official record Companies House · updated 27th September 2026 · Sources

Network

The large node is Home Retail Group Card Services Limited. Red nodes are organisations, white nodes are people. Sign in free to explore further.

Who leads it

Previous officers 30

  1. Robert Damien Mulhall 2024-2026 Director View profile
  2. James Alexander Brown 2019-2024 Director View profile
  3. Peter Lloyd Griffiths 2019-2019 Director View profile
  4. Michael Larkin 2019-2026 Director View profile
  5. David Jones 2019-2019 Director View profile
  6. Graeme Campbell Forrester 2019-2019 Director View profile
  7. Katherine Carlson 2018-2019 Director View profile
  8. David Thomas Arden 2017-2018 Director View profile
  9. Martyn Joseph Beauchamp 2015-2017 Director View profile
  10. Mark Antony Murphy 2015-2015 Director View profile
  11. Mark Christopher Hemus 2015-2019 Director View profile
  12. Sally Jane Veitch 2014-2015 Director View profile
  13. David Edward Twigg 2010-2014 Director View profile
  14. Donald Fuller Davis 2010-2011 Director View profile
  15. David William Adams 2007-2010 Director View profile
  16. Ivor Paul Langley 2006-2010 Director View profile
  17. Gregor Frank Ball 2005-2015 Director View profile
  18. Alan Douglas Milne 2004-2006 Director View profile
  19. Nicholas John Gresham 2003-2007 Director View profile
  20. Trevor Martyn Hilliard 2001-2003 Director View profile
  21. Peter John Jones 2000-2001 Director View profile
  22. Terence Duddy 2000-2004 Director View profile
  23. Neil Frank Fuller 2000-2003 Director View profile
  24. David Clarke 2024-2026 Secretary View profile
  25. Donald Hamish Macleod Mcnaughton 2016-2024 Secretary View profile
  26. Deborah Pamela Hamilton 2014-2016 Secretary View profile
  27. Penelope Ann Mckelvey 2013-2014 Secretary View profile
  28. Philip Alexander Parker 2008-2013 Secretary View profile
  29. Gordon Andrew Bentley 2007-2008 Secretary View profile
  30. Colin John Holmes 2000-2007 Secretary View profile

Directors and secretaries as filed at Companies House.

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About

What it does
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Incorporated
02/06/2000
Registered office
London
Previous names
ARG Card Services Limited (until 24/10/2006)

Ownership

Owned by (2) iOwned byIndividuals and companies registered as having significant control over this company, from the Companies House PSC (persons with significant control) register. People whose ownership could not be confirmed to one individual are not listed as confirmed owners.

Group

  1. Home Retail Group Card Services Limited is controlled by Sainsbury's Financial Services Limited
    Evidence
    active 75-100% shares, 75-100% voting, appoints directors · notified 2016-09-16 · source: Companies House PSC register
  2. Sainsbury's Financial Services Limited is controlled by J Sainsbury PLC
    Evidence
    active appoints directors · notified 2016-10-26 · source: Companies House PSC register

Ultimately controlled by J Sainsbury PLC.

78 other companies in this group

Ownership paths are calculated from Companies House persons-with-significant-control filings. Each step shows the filed nature of control and dates; a step marked "ceased" is historical, not current.

Board analysis

Board DNA

How this board is put together, from the Companies House officer record and Charity Commission trustee records - deterministic, no AI.iBoard compositionCounted from the dated Companies House officer record: the current directors only, past directors excluded.

1 directors on the board

0.1y median 0.1y
average tenure
0.1y
longest tenure
0
directors past 6 years

First-time vs portfolio directors

Portfolio (1)

0
also govern a charity

Left in the last 12 months

1
corporate seats

Where else this board sits iWhere else this board sitsThe charitable fields these directors govern in elsewhere, by Charity Commission classification. Excludes this company and any charity it is the legal face of.

Finance 2

The sectors these directors govern in elsewhere. This company, and any charity it is the legal face of, are excluded - counting them would just tell you what you are already looking at.

Gaps to watch

  • A single director - no second pair of eyes on any decision

Where to look Suggested search: a second director to remove single-point control.

Sources

Official record from Companies House. Governance Register calculates the connections.

Record details
Company number
04007072
Status
Active
Type
Private Limited Company
Accounts next due
30/11/2027
Edition
Register edition compiled 27th September 2026
Labels
Official record from Companies House · Calculated derived by Governance Register.

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