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Company

Ardent Credit Services Limited

Ardent Credit Services Limited is an active UK company (number 04691960), incorporated 2003, with 5 current directors including Adam Scott Cohen and Matthew Mark Phillips. Source: Companies House, updated 11th October 2026.

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Official record Companies House · updated 11th October 2026 · Sources

Network

The large node is Ardent Credit Services Limited. Red nodes are organisations, white nodes are people. Sign in free to explore further.

Who leads it

Previous officers 4

  1. Steven Frederick Murray 2015-2023 Director View profile
  2. Stephen Frederick Murray 2003-2015 Director View profile
  3. Julie Murray 2007-2023 Secretary View profile
  4. Scott James Hannah 2003-2007 Secretary View profile

Directors and secretaries as filed at Companies House.

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About

Incorporated
10/03/2003

Ownership

Owned by (2) iOwned byIndividuals and companies registered as having significant control over this company, from the Companies House PSC (persons with significant control) register. People whose ownership could not be confirmed to one individual are not listed as confirmed owners.

  • Steven Frederick Murray ceased 2023-04-19
    50-75% shares, 50-75% voting, appoints directors · notified 2016-04-06
  • Phillips & Cohen Associates (UK) Limited
    75-100% shares, 75-100% voting, appoints directors · notified 2023-04-19
  • Possible match - 8 people share this nameiPossible matchThis PSC filing could not be confirmed to one individual - 8 people share this name on the public record. Not shown as confirmed ownership.

Group

  1. Ardent Credit Services Limited is controlled by Julie Murray
    Evidence
    ceased 25-50% shares, 25-50% voting · notified 2016-04-06, ceased 2023-04-19 · source: Companies House PSC register

Ultimately controlled by Julie Murray.

Ownership paths are calculated from Companies House persons-with-significant-control filings. Each step shows the filed nature of control and dates; a step marked "ceased" is historical, not current.

Board analysis

Board DNA

How this board is put together, from the Companies House officer record and Charity Commission trustee records - deterministic, no AI.iBoard compositionCounted from the dated Companies House officer record: the current directors only, past directors excluded.

5 directors on the board

4.6y median 3.5y
average tenure
9.4y
longest tenure

Directors past 6 years

First-time vs portfolio directors

First-time (1)

Portfolio (4)

0
also govern a charity
0
left in the last 12 months

Where else this board sits iWhere else this board sitsThe charitable fields these directors govern in elsewhere, by Charity Commission classification. Excludes this company and any charity it is the legal face of.

Finance 8Tech and media 2Property 1

The sectors these directors govern in elsewhere. This company, and any charity it is the legal face of, are excluded - counting them would just tell you what you are already looking at.

Gaps to watch

  • Narrow spread of sectors across the board

Where to look Suggested search: directors from a wider range of sectors.

Sources

Official record from Companies House. Governance Register calculates the connections.

Record details
Company number
04691960
Status
Active
Type
Private Limited Company
Edition
Register edition compiled 11th October 2026
Labels
Official record from Companies House · Calculated derived by Governance Register.

Contains public sector information licensed under the Open Government Licence v3.0. Report an issue · How we handle data