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Company · Uxbridge

Pepper Advantage Limited

Activities of financial services holding companies

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Official record Companies House · updated 27th September 2026 · Sources

Network

The large node is Pepper Advantage Limited. Red nodes are organisations, white nodes are people. Sign in free to explore further.

Who leads it

Previous officers 8

  1. Stavros Makaritis 2019-2021 Director View profile
  2. Jason Jones Miller 2008-2010 Director View profile
  3. Richard Eugene Klemmer 2008-2022 Director View profile
  4. Stephen Andrew Hogg 2008-2011 Director View profile
  5. Michael Charles Culhane 2008-2010 Director View profile
  6. James Mark White 2008-2019 Director View profile
  7. Hanover Directors Limited 2008-2008 Corporate-director View profile
  8. HCS Secretarial Limited 2008-2008 Corporate-secretary View profile

Directors and secretaries as filed at Companies House.

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About

What it does
Activities of financial services holding companies
Incorporated
31/03/2008
Registered office
Uxbridge
Previous names
Pepper European Servicing Limited (until 19/01/2023)
Pepper Homeloans Limited (until 07/10/2019)
Engage Credit Holdings Limited (until 18/08/2014)

Ownership

Owned by (2) iOwned byIndividuals and companies registered as having significant control over this company, from the Companies House PSC (persons with significant control) register. People whose ownership could not be confirmed to one individual are not listed as confirmed owners.

Group

  1. Pepper Advantage Limited is controlled by JCF Kestrel UK Bidco LTD
    Evidence
    active 75-100% shares, 75-100% voting, appoints directors · notified 2025-02-28 · source: Companies House PSC register
  2. JCF Kestrel UK Bidco LTD is controlled by JCF Kestrel UK Midco LTD
    Evidence
    active 75-100% shares, 75-100% voting, appoints directors · notified 2024-10-22 · source: Companies House PSC register
  3. JCF Kestrel UK Midco LTD is controlled by JCF Kestrel UK Topco LTD
    Evidence
    active 75-100% shares, 75-100% voting, appoints directors · notified 2024-10-22 · source: Companies House PSC register
  4. JCF Kestrel UK Topco LTD is controlled by James Christopher Flowers
    Evidence
    active significant influence · notified 2024-10-22 · source: Companies House PSC register

The individual named as ultimate controller on the PSC register for this chain is a known formation agent or data-quality flag, not a confirmed beneficial owner - not shown as fact.

84 other companies in this group

Ownership paths are calculated from Companies House persons-with-significant-control filings. Each step shows the filed nature of control and dates; a step marked "ceased" is historical, not current.

Board analysis

Board DNA

How this board is put together, from the Companies House officer record and Charity Commission trustee records - deterministic, no AI.iBoard compositionCounted from the dated Companies House officer record: the current directors only, past directors excluded.

7 directors on the board

2.3y median 1.3y
average tenure
6.8y
longest tenure

Directors past 6 years

First-time vs portfolio directors

First-time (2)

Portfolio (5)

1
also govern a charity
0
left in the last 12 months

Where else this board sits iWhere else this board sitsThe charitable fields these directors govern in elsewhere, by Charity Commission classification. Excludes this company and any charity it is the legal face of.

Finance 29Professional services 2Business services 1Other services 1Transport 1

The sectors these directors govern in elsewhere. This company, and any charity it is the legal face of, are excluded - counting them would just tell you what you are already looking at.

Sources

Official record from Companies House. Governance Register calculates the connections.

Record details
Company number
06549766
Status
Active
Type
Private Limited Company
Accounts next due
30/09/2026
Edition
Register edition compiled 27th September 2026
Labels
Official record from Companies House · Calculated derived by Governance Register.

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