Company · Stoke on Trent
Niche Cover Limited
Activities of insurance agents and brokers
Official record Companies House · updated 27th September 2026 · Sources
Network
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Who leads it
Previous officers 1
- Rachel Louise Phillips 2020-2024 View profile
Directors and secretaries as filed at Companies House.
Do you help lead this organisation? Set up its network · How it works
About
- What it does
- Activities of insurance agents and brokers
- Incorporated
- 19/05/2020
- Registered office
- Stoke on Trent
- Previous names
- HWS Group Limited (until 30/11/2020)
Financials
- Net assets
- £599,813
- Total assets
- £659,779
- Cash
- £1,236,791
- Employees
- 11
- Turnover
- Not reported (small or micro-entity accounts)
Five-year trend
| Period ending | Turnover | Net assets |
|---|---|---|
| 2026-05-31 | Not reported | £599,813 |
| 2026-05-31 | Not reported | £599,813 |
| 2025-05-31 | Not reported | £273,662 |
Figures from accounts filed at Companies House (iXBRL), period ending 2026-05-31. Where turnover is absent, small and micro-entity accounts are not required to report it, so it is not shown as zero.
Board analysis
Board DNA
How this board is put together, from the Companies House officer record and Charity Commission trustee records - deterministic, no AI.iBoard compositionCounted from the dated Companies House officer record: the current directors only, past directors excluded.
6 directors on the board
- Christopher Alan Lear Director · appointed 2020
- Nigel Harper Director · appointed 2020
- Richard John Fullerton Director · appointed 2020
- Kevin Ware Director · appointed 2024
- Garrath Michael Hussey Director · appointed 2020
- Kevin Phillips Director · appointed 2020
Directors past 6 years
- Christopher Alan Lear Director · appointed 2020
- Nigel Harper Director · appointed 2020
- Richard John Fullerton Director · appointed 2020
- Garrath Michael Hussey Director · appointed 2020
- Kevin Phillips Director · appointed 2020
First-time vs portfolio directors
First-time (1)
- Kevin Ware Director · appointed 2024
Portfolio (5)
- Christopher Alan Lear Director · appointed 2020
- Nigel Harper Director · appointed 2020
- Richard John Fullerton Director · appointed 2020
- Garrath Michael Hussey Director · appointed 2020
- Kevin Phillips Director · appointed 2020
Where else this board sits iWhere else this board sitsThe charitable fields these directors govern in elsewhere, by Charity Commission classification. Excludes this company and any charity it is the legal face of.
The sectors these directors govern in elsewhere. This company, and any charity it is the legal face of, are excluded - counting them would just tell you what you are already looking at.
Gaps to watch
- Several long-serving directors could step down together
Where to look Suggested search: succession planning for long-tenured seats.
Sources
Official record from Companies House. Governance Register calculates the connections.
Record details
- Company number
- 12611667
- Status
- Active
- Type
- Private Limited Company
- Accounts next due
- 29/02/2028
- Edition
- Register edition compiled 27th September 2026
- Labels
- Official record from Companies House · Calculated derived by Governance Register.
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