Merrimack Valley Housing Partnership Inc
Donations deductibleRevenue
$943k
year to 31 December 2025
Expenses
$1.1m
year to 31 December 2025
Total assets
$2.7m
$842k liabilities
Net assets
$1.9m
assets less liabilities
Directors and trustees
15
5.1 years on average
Staff
12
105 volunteers
Left since last filing
0
no seats appear to have opened
Officers and senior staff
6
named in Part VII
Merrimack Valley Housing Partnership Inc's network
15 people12 organisationsi15 people and 12 organisations on this map.The large node is the subject of this page. Solid lines are what the register itself records (15). Violet dotted lines (12) are likely: the same full name sits on the current board of another organisation in the same register and region. Form 990 filings give names without a person identifier; SEC insider filings carry a CIK. It may be a different person.The board
15 listediTime on the board is observed from the annual filings: the IRS files no appointment date, so the bar counts years from the first filing the person appears on - a lower bound, not a filed start date. Names are exactly as filed. The IRS publishes no person identifier, so this edition does not yet link a person across organisations in the tables. The network map shows same-name matches as likely links only, never as confirmed.Time served and departures are observed across annual filings. Observed time served is a lower bound - a member may have joined before the first year on record. The organisation reported 14 voting members of its governing body on its latest Form 990 Part VI, which matches the board listed here.| Name | Role as filed | Since | On the board |
|---|---|---|---|
| Ann Ngeth (also filed as Ann Ngeth) | Director | 2020 | 6 yrs |
| Bethany Watson | Clerk | 2023 | 3 yrs |
| Carl W Howell | Director | 2020 | 6 yrs |
| Christine Martello | President | 2025 | 1 yr |
| Francey Slater | Treasurer | 2018 | 8 yrs |
| Germaine Vigeant-Trudel | Director | 2018 | 8 yrs |
| Isabel Cruz | Director | 2025 | 1 yr |
| Joseph Lussier | Director | 2023 | 3 yrs |
| Kristina Vangos | Director | 2018 | 8 yrs |
| Marisol Nobrega | Director | 2020 | 6 yrs |
| Mayte Ramos | Director | 2020 | 6 yrs |
| Mercy Anampiu | Vice President | 2020 | 6 yrs |
| Maria McDuffie Clark | Director | 2025 | 1 yr |
| Marianela Vazquez | Director | 2025 | 1 yr |
| Paulette Renault-Caragianes | Director | 2020 | 6 yrs |
Officers and senior leadership
6 listediNamed in Part VII as officers, key employees or highest-compensated staff - not board members, shown for completeness.| Name | Title as filed | On the filings |
|---|---|---|
| Cathy Mercado | Executive Director | since 2022 |
| Diane Silva | Vice Preside | since 2018 |
| James Wilde | Executive Di | since 2020 |
| Michael Breda | President | since 2018 |
| Paulette Renault-Caragianes | Company secretary | since 2018 |
| Zelma Lyons-Khader | Treasurer | since 2018 |
Pay and hours
year to 31 December 2025iFrom Part VII of the Form 990: compensation reported for each officer, director, trustee, key employee and highest-paid staff member, and the average hours a week they report. Most board members are unpaid; a blank means nothing was reported. Pay from related organisations is shown separately.| Name | Title as filed | Hours a week | Pay from the organisation | Related organisations | Other |
|---|---|---|---|---|---|
| Cathy Mercado | Executive Director | 40 | $115k | $32k | |
| Christine Martello | President | 2 | $0 | ||
| Francey Slater | Treasurer | 2 | $0 | ||
| Bethany Watson | Clerk | 1 | $0 | ||
| Mercy Anampiu | Vice President | 1 | $0 | ||
| Mayte Ramos | Director | 1 | $0 | ||
| Carl W Howell | Director | 1 | $0 | ||
| Ann Ngeth | Director | 1 | $0 | ||
| Marisol Nobrega | Director | 1 | $0 | ||
| Kristina Vangos | Director | 1 | $0 | ||
| Germaine Vigeant-Trudel | Director | 1 | $0 | ||
| Joseph Lussier | Director | 1 | $0 | ||
| Maria McDuffie Clark | Director | 1 | $0 | ||
| Isabel Cruz | Director | 1 | $0 | ||
| Marianela Vazquez | Director | 1 | $0 | ||
| Paulette Renault-Caragianes | Director | 1 | $0 |
About
- Legal name
- Merrimack Valley Housing Partnership Inc
- EIN
- 042950316
- Address
- 664 Merrimack St, Lowell, MA, 01854-3913
- State
- Massachusetts
- Mission
- To promote responsible and sustainable home ownership opportunities for low and moderate income earners by producing comprehensive training and counseling, as well as promoting the use of special mortgage products and down payment assistance programs. (as filed on the Form 990)
- Activity (NTEE)
- L20Z Housing and shelter
- IRS classification
- 501(c)03 (tax-exempt under section 501(c)(3) where shown)
- Classified purpose
- Housing & Shelter
- Size band
- 6 (IRS master file code)
- Formed
- 1986
- Principal officer
- Francey Slater (as named on the Form 990)
- IRS ruling date
- 1 January 1988
- Status
- Code 01 (unconditional exemption)
- Form 990 filings on record
- 7, latest 2025
- IRS Publication 78
- PC (contributions deductible)
Most connected
Longest observed on the filings
≥8years on the filingsFrancey Slater
≥8years on the filingsGermaine Vigeant-Trudel
≥8years on the filingsKristina Vangos
≥6years on the filingsAnn Ngeth
Latest return
year to 31 December 2025iFigures from the newest Form 990 or 990-EZ in the IRS e-file releases of 2025 and 2026, for the year ending 31 December 2025. US dollars, as filed.- Total assets
- $2.7m
- Total liabilities
- $842k
- Net assets or fund balances
- $1.9m
- Contributions and grants received
- $784k
- Program service revenue
- $122k
- Employees
- 12
- Volunteers
- 105