Cambridge Credit Counseling Corp
Donations deductibleRevenue
$9m
year to 30 June 2025
Expenses
$9.9m
year to 30 June 2025
Total assets
$12.5m
$4.5m liabilities
Net assets
$8m
assets less liabilities
Directors and trustees
12
5.2 years on average
Staff
90
employees, year to 30 June 2025
Chair observed
≥2 yrs
Alfred H Colonna Jr
Left since last filing
0
no seats appear to have opened
Cambridge Credit Counseling Corp's network
12 people9 organisationsi12 people and 9 organisations on this map.The large node is the subject of this page. Solid lines are what the register itself records (12). Violet dotted lines (9) are likely: the same full name sits on the current board of another organisation in the same register and region. Form 990 filings give names without a person identifier; SEC insider filings carry a CIK. It may be a different person.The board
12 listediTime on the board is observed from the annual filings: the IRS files no appointment date, so the bar counts years from the first filing the person appears on - a lower bound, not a filed start date. Names are exactly as filed. The IRS publishes no person identifier, so this edition does not yet link a person across organisations in the tables. The network map shows same-name matches as likely links only, never as confirmed.Time served and departures are observed across annual filings. Observed time served is a lower bound - a member may have joined before the first year on record. The organisation reported 12 voting members of its governing body on its latest Form 990 Part VI, which matches the board listed here.| Name | Role as filed | Since | On the board |
|---|---|---|---|
| Alfred H Colonna JR Chair | Chairman | 2023 | 3 yrs |
| Christopher A Viale | President & CEO | 2023 | 3 yrs |
| Dawn Distefano | Director | 2024 | 2 yrs |
| Dean O'Keefe | Director | 2023 | 3 yrs |
| James Sherbo | Director | 2024 | 2 yrs |
| Jennifer Connolly | Director | 2018 | 8 yrs |
| John D Connor ESQ | Director | 2018 | 8 yrs |
| John Dlugoenski | Director | 2023 | 3 yrs |
| Julie Quink CPA (also filed as Julie Quink) | Director | 2024 | 2 yrs |
| Liam P Reynolds | Director | 2018 | 8 yrs |
| Salvatore Pizzanelli CPA JD | Director | 2019 | 7 yrs |
| Stephen Buoniconti ESQ | Director | 2018 | 8 yrs |
Officers and senior leadership
7 listediNamed in Part VII as officers, key employees or highest-compensated staff - not board members, shown for completeness.| Name | Title as filed | On the filings |
|---|---|---|
| Alfred H Colonna JR | Chairman/Clerk | since 2018 |
| Christopher A Viale | President, CEO | since 2018 |
| Thomas Hebert | Treasurer | since 2023 |
| Thomas W Hebert | Treasurer, CFO | since 2018 |
| Timothy Greenman | Credit CSL MGR | since 2018 |
| William C Sole | General Manager | since 2018 |
| William Sole | General Manager | since 2023 |
Pay and hours
year to 30 June 2025iFrom Part VII of the Form 990: compensation reported for each officer, director, trustee, key employee and highest-paid staff member, and the average hours a week they report. Most board members are unpaid; a blank means nothing was reported. Pay from related organisations is shown separately.| Name | Title as filed | Hours a week | Pay from the organisation | Related organisations | Other |
|---|---|---|---|---|---|
| Christopher A Viale | President & CEO | 39 | $290k | $23k | |
| Thomas Hebert | Treasurer | 39 | $175k | $24k | |
| William Sole | General Manager | 39 | $120k | $22k | |
| David Juzba Jr | Human Resources Mg | 39 | $106k | $692 | |
| Timothy Greenman | Credit Counseling | 39 | $98k | $21k | |
| Alfred H Colonna Jr | Chairman | 25 | $92k | $24k | |
| Liam P Reynolds | Director | 5 | $21k | $309 | |
| Salvatore Pizzanelli CPA JD | Director | 5 | $18k | $309 | |
| John Dlugoenski | Director | 5 | $14k | $309 | |
| Dean O'keefe | Director | 5 | $13k | $309 | |
| John D Connor Esq | Director | 5 | $13k | $309 | |
| Jennifer Connolly | Director | 5 | $12k | $309 | |
| Stephen Buoniconti Esq | Director | 5 | $10k | $309 | |
| Julie Quink CPA | Director | 5 | $10k | $169 | |
| Dawn Distefano | Director | 5 | $8k | $212 | |
| James Sherbo | Director | 5 | $8k | $212 |
About
- Legal name
- Cambridge Credit Counseling Corp
- EIN
- 043337726
- Address
- 67 Hunt St Ste 305, Agawam, MA, 01001-1913
- State
- Massachusetts
- Mission
- The organization specializes in providing education and counseling services to individuals and groups who are concerned about their financial situation. If appropriate, the organization also helps individuals establish affordable and convenient debt management plans to help them repay their debts in a timely manner. As a HUD-approved housing counseling agency, the organization also provides... (as filed on the Form 990)
- Activity (NTEE)
- P51 Human services
- IRS classification
- 501(c)03 (tax-exempt under section 501(c)(3) where shown)
- Classified purpose
- Human Services
- Size band
- 8 (IRS master file code)
- Formed
- 1996
- Principal officer
- Christopher A Viale (as named on the Form 990)
- IRS ruling date
- 1 December 2012
- Status
- Code 01 (unconditional exemption)
- Form 990 filings on record
- 6, latest 2025
- IRS Publication 78
- PC (contributions deductible)
Most connected
Longest observed on the filings
≥8years on the filingsJennifer Connolly
≥8years on the filingsJohn D Connor ESQ
≥8years on the filingsLiam P Reynolds
≥8years on the filingsStephen Buoniconti ESQ
Latest return
year to 30 June 2025iFigures from the newest Form 990 or 990-EZ in the IRS e-file releases of 2025 and 2026, for the year ending 30 June 2025. US dollars, as filed.- Total assets
- $12.5m
- Total liabilities
- $4.5m
- Net assets or fund balances
- $8m
- Contributions and grants received
- $1.2m
- Program service revenue
- $7.7m
- Employees
- 90
Filed finances
1 yeariTotals as filed on the IRS Form 990 (revenue and expenses), by tax year.| Tax year | Total revenue | Total expenses | Surplus or deficit |
|---|---|---|---|
| 2024 | $9m | $9.9m | Deficit $864k |
As filed on the IRS Form 990. US dollars.