Natco Credit Union
Revenue
$16.3m
year to 31 December 2025
Expenses
$14.3m
year to 31 December 2025
Total assets
$152m
$128.2m liabilities
Net assets
$23.8m
assets less liabilities
Directors and trustees
7
7.1 years on average
Staff
94
employees, year to 31 December 2025
Chair observed
≥5 yrs
David Nutty
Left since last filing
0
no seats appear to have opened
Natco Credit Union's network
7 people1 organisationi7 people and 1 organisation on this map.The large node is the subject of this page. Solid lines are what the register itself records (7). Violet dotted lines (2) are likely: the same full name sits on the current board of another organisation in the same register and region. Form 990 filings give names without a person identifier; SEC insider filings carry a CIK. It may be a different person.The board
7 listediTime on the board is observed from the annual filings: the IRS files no appointment date, so the bar counts years from the first filing the person appears on - a lower bound, not a filed start date. Names are exactly as filed. The IRS publishes no person identifier, so this edition does not yet link a person across organisations in the tables. The network map shows same-name matches as likely links only, never as confirmed.Time served and departures are observed across annual filings. Observed time served is a lower bound - a member may have joined before the first year on record. The organisation reported 6 voting members of its governing body on its latest Form 990 Part VI, which matches the board listed here.| Name | Role as filed | Since | On the board |
|---|---|---|---|
| David Nutty Chair | Chairperson | 2018 | 8 yrs |
| Carl Rinehart | Director | 2022 | 4 yrs |
| Cynthia Duke | CEO/President | 2018 | 8 yrs |
| Jack Buckland | Company secretary | 2018 | 8 yrs |
| Linda Sherrow | Director | 2018 | 8 yrs |
| Mike Helms | Vice Chairman | 2018 | 8 yrs |
| PAM Pearson | Director | 2023 | 3 yrs |
Under 5 years5 to 6 years6 years or more
Officers and senior leadership
4 listediNamed in Part VII as officers, key employees or highest-compensated staff - not board members, shown for completeness.| Name | Title as filed | On the filings |
|---|---|---|
| Brenda Estes | Chro | since 2018 |
| PAM Pearson | Vice Chairman | since 2018 |
| S Annette Sanders | VP Collections | since 2018 |
| Sherry Dillon | Administrative Director | 2023 |
Pay and hours
year to 31 December 2025iFrom Part VII of the Form 990: compensation reported for each officer, director, trustee, key employee and highest-paid staff member, and the average hours a week they report. Most board members are unpaid; a blank means nothing was reported. Pay from related organisations is shown separately.| Name | Title as filed | Hours a week | Pay from the organisation | Related organisations | Other |
|---|---|---|---|---|---|
| Cynthia Duke | CEO/President | 40 | $1.1m | ||
| Sherry Dillon | Administrative Director | 40 | $125k | ||
| Mike Helms | Chairperson | 1 | $0 | ||
| Linda Sherrow | Director | 1 | $0 | ||
| Jack Buckland | Vice Chairperson | 1 | $0 | ||
| David Nutty | Director | 1 | $0 | ||
| Pam Pearson | Director | 1 | $0 | ||
| Carl Rinehart | Secretary | 1 | $0 |
About
- Legal name
- Natco Credit Union
- EIN
- 351047478
- Address
- Po Box 817, Richmond, IN, 47375-0817
- State
- Indiana
- Mission
- Cooperative financial institution. (as filed on the Form 990)
- Activity (NTEE)
- W61 Public and societal benefit
- IRS classification
- 501(c)14 (tax-exempt under section 501(c)(3) where shown)
- Classified purpose
- Public & Societal Benefit
- Size band
- 9 (IRS master file code)
- Formed
- 1945
- Principal officer
- Lisa Huntington (as named on the Form 990)
- IRS ruling date
- 1 May 2019
- Status
- Code 01 (unconditional exemption)
- Form 990 filings on record
- 6, latest 2023
Most connected
Longest observed on the filings
≥8years on the filingsDavid Nutty
≥8years on the filingsCynthia Duke
≥8years on the filingsJack Buckland
≥8years on the filingsLinda Sherrow
Latest return
year to 31 December 2025iFigures from the newest Form 990 or 990-EZ in the IRS e-file releases of 2025 and 2026, for the year ending 31 December 2025. US dollars, as filed.- Total assets
- $152m
- Total liabilities
- $128.2m
- Net assets or fund balances
- $23.8m
- Contributions and grants received
- $0
- Program service revenue
- $15.3m
- Employees
- 94