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Governance Register
US nonprofit · EIN 382784136 · Lansing, MIiSource and licenceOrganisation record IRS Exempt Organizations Business Master File (EIN 382784136) - NTEE activity code, address.Board and officers IRS Form 990 annual filings, Part VII (directors, trustees, officers, key employees), read year by year to observe tenure.Latest return IRS Form 990 series e-file data - 990 for the year to 31 December 2025: assets, liabilities, staff, website, telephone, pay, grants paid (Schedule I).Finances by year IRS Form 990 e-file data - total revenue and total expenses by tax year.Renewal outlook Computed by Governance Register from the observed filing history and filed revenue (us-approach-v4-clean). Not a statement that the organisation is recruiting.Deductibility IRS Publication 78 data (code PC), downloaded 18 October 2026.Licence US Federal Government public domain.How we handle data

Opportunity Resource Fund's network

12 people6 organisationsi12 people and 6 organisations on this map.The large node is the subject of this page. Solid lines are what the register itself records (12). Violet dotted lines (6) are likely: the same full name sits on the current board of another organisation in the same register and region. Form 990 filings give names without a person identifier; SEC insider filings carry a CIK. It may be a different person.

The board

12 listediTime on the board is observed from the annual filings: the IRS files no appointment date, so the bar counts years from the first filing the person appears on - a lower bound, not a filed start date. Names are exactly as filed. The IRS publishes no person identifier, so this edition does not yet link a person across organisations in the tables. The network map shows same-name matches as likely links only, never as confirmed.Tenure and departures are observed across annual filings. Observed tenure is a lower bound - a member may have joined before the first year on record. The organisation reported 11 voting members of its governing body on its latest Form 990 Part VI, which matches the board listed here.
NameRole as filedSinceOn the board
Marc Craig ChairBoard Chair2018
8 yrs
Robert K Hunt Chair (also filed as Robert Hunt)Immediate Past Chair2018
8 yrs
Anika GossTrustee2022
4 yrs
Carol TarnowskyCompany secretary2022
4 yrs
Curtis SmithTrustee2018
8 yrs
Joseph HeaphyTrustee2024
2 yrs
Omar CuevasTrustee2024
2 yrs
Raymond HenneyTrustee2020
6 yrs
Sheilah P ClayVice Chair2018
8 yrs
Sonali AllenSecretary (ended 8/24)2021
5 yrs
Tarik BazzyTrustee2018
8 yrs
Thomas JohnsonTreasurer2020
6 yrs
Under 5 years5 to 6 years6 years or moreShow all 12 →

Officers and senior leadership

4 listediNamed in Part VII as officers, key employees or highest-compensated staff - not board members, shown for completeness.
NameTitle as filedOn the filings
Charles TurnerDirector of Single Family Lending2024
Christine Coady NarayananPresident/CEOsince 2018
Kevin FitzgeraldVP of Finance/CFOsince 2018
Timothy StraszVP of Lendingsince 2018

Pay and hours

year to 31 December 2025iFrom Part VII of the Form 990: compensation reported for each officer, director, trustee, key employee and highest-paid staff member, and the average hours a week they report. Most board members are unpaid; a blank means nothing was reported. Pay from related organisations is shown separately.
NameTitle as filedHours a weekPay from the organisationRelated organisationsOther
Kevin FitzgeraldVP of Finance/CFO40$201k$1k
Byna ElliottPresident/CEO40$163k$1k
Christine NarayananPresident/CEO (Ended 5/19/25)40$162k$538
Marcus RankinCOO40$152k$1k
Charles TurnerDirector of Single Family40$106k$13k
Brett OumedianTrustee2$0
Curtis SmithTrustee2$0
Raymond HenneyTrustee2$0
Omar CuevasTrustee2$0
Carol TarnowskySecretary2$0
Thomas JohnsonTreasurer2$0
Joseph HeaphyVice-Chair2$0
Sheilah P ClayBoard Chair4$0

About

Legal name
Opportunity Resource Fund
EIN
382784136
Address
330 Marshall St Ste 105, Lansing, MI, 48912-2317
State
Michigan
Mission
Opportunity Resource Fund (OppFund) promotes affordable housing, small business ownership, single family mortgages, strong communities, and fosters social and economic justice by providing loans and development services throughout the state of Michigan. By making funds available to those denied access to traditional capital, OppFund is breaking the cycle of poverty and assisting in the... (as filed on the Form 990)
Activity (NTEE)
P80 Human services
IRS classification
501(c)03 (tax-exempt under section 501(c)(3) where shown)
Classified purpose
Human Services
Size band
8 (IRS master file code)
Formed
1985
Principal officer
Byna Elliott (as named on the Form 990)
IRS ruling date
1 November 2001
Status
Code 01 (unconditional exemption)
Form 990 filings on record
7, latest 2024
IRS Publication 78
PC (contributions deductible)

Most connected

Longest observed on the filings

≥8years on the filingsMarc Craig
≥8years on the filingsRobert K Hunt
≥8years on the filingsCurtis Smith
≥8years on the filingsSheilah P Clay

Latest return

year to 31 December 2025iFigures from the newest Form 990 or 990-EZ in the IRS e-file releases of 2025 and 2026, for the year ending 31 December 2025. US dollars, as filed.
Total assets
$31.7m
Total liabilities
$22m
Net assets or fund balances
$9.7m
Contributions and grants received
$1.8m
Program service revenue
$1.7m
Grants and similar paid out
$152k
Employees
18
Volunteers
8

Filed finances

1 yeariTotals as filed on the IRS Form 990 (revenue and expenses), by tax year.
Tax yearTotal revenueTotal expensesSurplus or deficit
2024$3.3m$3.1m$143k

As filed on the IRS Form 990. US dollars.

Grants paid

2 listediFrom Schedule I of the Form 990: grants and assistance to organisations in the United States, largest first (up to 25). Schedule I is filed only by organisations that gave more than $5,000 to any one recipient.
RecipientPurposeAmount
Bare All LLCPass through small business grant from FHLBI$11k
Cafe De Miro LLCPass through small business grant from FHLBI$10k