Enterprise Community Loan Fund Inc
Donations deductibleEnterprise Community Loan Fund Inc's network
7 people3 organisationsi7 people and 3 organisations on this map.The large node is the subject of this page. Solid lines are what the register itself records (7). Violet dotted lines (6) are likely: the same full name sits on the current board of another organisation in the same register and region. Form 990 filings give names without a person identifier; SEC insider filings carry a CIK. It may be a different person.The board
7 listediTime on the board is observed from the annual filings: the IRS files no appointment date, so the bar counts years from the first filing the person appears on - a lower bound, not a filed start date. Names are exactly as filed. The IRS publishes no person identifier, so this edition does not yet link a person across organisations in the tables. The network map shows same-name matches as likely links only, never as confirmed.Time served and departures are observed across annual filings. Observed time served is a lower bound - a member may have joined before the first year on record. The organisation reported 7 voting members of its governing body on its latest Form 990 Part VI, which matches the board listed here.| Name | Role as filed | Since | On the board |
|---|---|---|---|
| Alice Carr | Director | 2022 | 4 yrs |
| Cynthia Muller | Director | 2018 | 8 yrs |
| Elise Balboni | President | 2024 | 2 yrs |
| Kerry E O'Neill | Director As of 01/2024 | 2024 | 2 yrs |
| Lori Chatman | Director | 2023 | 3 yrs |
| Shaun Donovan | Director | 2023 | 3 yrs |
| Taiisa Kelly | Director As of 01/2024 | 2024 | 2 yrs |
Under 5 years5 to 6 years6 years or more
Officers and senior leadership
26 listediNamed in Part VII as officers, key employees or highest-compensated staff - not board members, shown for completeness.| Name | Title as filed | On the filings |
|---|---|---|
| Anna Smukowski | Senior Director, Capital Programs | since 2023 |
| Antonieta M Ramos | Vice President, Chief Operating Officer | since 2018 |
| Charlotte Crow | Treasurer/Sr. Vice President | since 2018 |
| David Rands | SVP & CFO As of 10/2024 | 2024 |
| Ekaterina Izyumova | Senior Loan Officer | since 2018 |
| Elise Balboni | President As of 12/22 | since 2022 |
| Faith Thomas | Company secretary | 2018 |
| James Jonathan Clarke | Vice President, Chief Lending Officer | since 2018 |
| Jonathan Clarke | VP, Chief Lending Officer | since 2022 |
| Joshua Griff | Sr. Loan Officer | since 2018 |
| Joy Garvin | Director, Lending Operations | since 2019 |
| Judith Kende | Assistant Secretary | 2018 |
| Keith Fairey | Assistant Secretary | 2018 |
| Linda Manley | SVP, Clo & Secretary | since 2023 |
| Linda Sorden | Sr. Loan Officer | since 2018 |
| Lori Chatman | President Until 12/22 | since 2018 |
| Monica Warren-Jones | Strategic Projects Director | since 2022 |
| Robert Bachmann | Sr. Loan Officer | 2020 |
| Sally Hebner | Vice President | since 2018 |
| Sharon Bollars | Senior Lender | 2018 |
| Sharon Bollers | Director, Lending | since 2022 |
| Stephanie Barrett | Senior Loan Officer | 2023 |
| Stephanie Shack | Company secretary | since 2018 |
| Timothy Martin | VP, Chief Credit Officer | since 2018 |
| William Beckmann | SVP, CFO As of 12/22 | since 2022 |
| William Lambe III | Director of Capital Solutions | since 2019 |
Pay and hours
year to 31 December 2024iFrom Part VII of the Form 990: compensation reported for each officer, director, trustee, key employee and highest-paid staff member, and the average hours a week they report. Most board members are unpaid; a blank means nothing was reported. Pay from related organisations is shown separately.| Name | Title as filed | Hours a week | Pay from the organisation | Related organisations | Other |
|---|---|---|---|---|---|
| Elise Balboni | President | 40 | $492k | $36k | |
| Charlotte Crow | SVP & Treasurer | 40 | $328k | $50k | |
| Timothy Martin | VP, Chief Credit Officer | 40 | $312k | $53k | |
| Jonathan Clarke | VP, Chief Lending Officer | 40 | $301k | $35k | |
| Anna Smukowski | Managing Director, Impact Investing | 40 | $214k | $32k | |
| Monica Warren-Jones | Director, Strategic Projects | 40 | $205k | $47k | |
| Sharon Bollers | Director, Lending | 40 | $199k | $23k | |
| Joshua Griff | Director, Credit | 40 | $191k | $42k | |
| Joy Garvin | Director, Lending Operations | 40 | $187k | $30k | |
| Shaun Donovan | Director | 1 | $0 | $917k | $56k |
| Lori Chatman | Director | 1 | $0 | $833k | $38k |
| William Beckmann | SVP & CFO Until 10/2024 | 1 | $0 | $560k | $48k |
| Linda Manley | SVP, Clo & Secretary | 4 | $0 | $522k | $59k |
| Charles Werhane | Former Director | 0 | $0 | $250k | |
| David Rands | SVP & CFO As of 10/2024 | 1 | $0 | $105k | $7k |
| Alice Carr | Director | 1 | $0 | ||
| Taiisa Kelly | Director As of 01/2024 | 1 | $0 | ||
| Cynthia Muller | Director | 1 | $0 | ||
| Kerry E O'neill | Director As of 01/2024 | 1 | $0 |
About
- Legal name
- Enterprise Community Loan Fund Inc
- EIN
- 520192004
- Address
- 11000 Broken Land Pkwy Ste 700, Columbia, MD, 21044-3535
- State
- Maryland
- Mission
- (as filed on the Form 990)
- Activity (NTEE)
- L20 Housing and shelter
- IRS classification
- 501(c)03 (tax-exempt under section 501(c)(3) where shown)
- Classified purpose
- Housing & Shelter
- Size band
- 9 (IRS master file code)
- Formed
- 1990
- Principal officer
- Elise Balboni (as named on the Form 990)
- IRS ruling date
- 1 August 1990
- Status
- Code 01 (unconditional exemption)
- Form 990 filings on record
- 6, latest 2024
- IRS Publication 78
- PC (contributions deductible)
Most connected
Related organisations (Schedule R)
RelatedAFFORDABLE HOUSINGEnterprise Community Partners IncRelatedAFFORDABLE HOUSINGNeighborhood Partnership Housing Development Fund IncRelatedCOMMUNITY DEVELOPMENT CONSULTINGEnterprise Advisors IncRelatedAFFORDABLE HOUSINGAffordable Housing Solutions Inc
Longest observed on the filings
≥8years on the filingsCynthia Muller
≥4years on the filingsAlice Carr
≥3years on the filingsLori Chatman
≥3years on the filingsShaun Donovan
Latest return
year to 31 December 2024iFigures from the newest Form 990 or 990-EZ in the IRS e-file releases of 2025 and 2026, for the year ending 31 December 2024. US dollars, as filed.- Total assets
- $551.8m
- Total liabilities
- $401.1m
- Net assets or fund balances
- $150.7m
- Contributions and grants received
- $20.1m
- Program service revenue
- $22.9m
- Grants and similar paid out
- $1.4m
- Employees
- 48
- Volunteers
- 4
Filed finances
1 yeariTotals as filed on the IRS Form 990 (revenue and expenses), by tax year.| Tax year | Total revenue | Total expenses | Surplus or deficit |
|---|---|---|---|
| 2024 | $49.8m | $33.2m | $16.7m |
As filed on the IRS Form 990. US dollars.
Grants paid
15 listediFrom Schedule I of the Form 990: grants and assistance to organisations in the United States, largest first (up to 25). Schedule I is filed only by organisations that gave more than $5,000 to any one recipient.| Recipient | Purpose | Amount |
|---|---|---|
| CJG LLC | For capacity building for predevelopment costs for bipoc developers. | $200k |
| Toc Enterprises | For capacity building for predevelopment costs for bipoc developers. | $200k |
| A & D Quality Construction Co | For capacity building for predevelopment costs for bipoc developers. | $175k |
| Alpha Sharp Development Co LLC | For capacity building for predevelopment costs for bipoc developers. | $150k |
| Quality Development LLC | For capacity building for predevelopment costs for bipoc developers. | $141k |
| Marlex Cp | For capacity building for predevelopment costs for bipoc developers. | $100k |
| Wiltrust Group | For capacity building for predevelopment costs for bipoc developers. | $100k |
| Cunningham Legacy Lofts | For capacity building for predevelopment costs for bipoc developers. | $50k |
| District Alliance for Safe Housing (Dash) | For capacity building for predevelopment costs for bipoc developers. | $50k |
| Ercpcp | For capacity building for predevelopment costs for bipoc developers. | $50k |
| Living Development Concepts | For capacity building for predevelopment costs for bipoc developers. | $50k |
| Seattle YMCA | For capacity building for predevelopment costs for bipoc developers. | $50k |
| Little Lights Urban Ministries | For capacity building for predevelopment costs for bipoc developers. | $40k |
| Dynamic Solutions for the Aging | For capacity building for predevelopment costs for bipoc developers. | $30k |
| Hiloa | For capacity building for predevelopment costs for bipoc developers. | $12k |