Cooperativa De Credito Cabo Rojo
Cooperativa De Credito Cabo Rojo's network
7 peoplei7 people on this map.The large node is the subject of this page. Solid lines are what the register itself records (7). Form 990 filings give names without a person identifier; SEC insider filings carry a CIK.The board
7 listediTime on the board is observed from the annual filings: the IRS files no appointment date, so the bar counts years from the first filing the person appears on - a lower bound, not a filed start date. Names are exactly as filed. The IRS publishes no person identifier, so this edition does not yet link a person across organisations.Tenure and departures are observed across annual filings. Observed tenure is a lower bound - a member may have joined before the first year on record. The organisation reported 7 voting members of its governing body on its latest Form 990 Part VI, which matches the board listed here.| Name | Role as filed | Since | On the board |
|---|---|---|---|
| Annette Velez Torres | Director | 2021 | 5 yrs |
| Evelyn Alicea Gonzalez | President of Board of Directors | 2021 | 5 yrs |
| Guillermina Quinones Camacho | Director | 2020 | 6 yrs |
| Ivette Franqui Santana | Treasurer of Board of Directors | 2020 | 6 yrs |
| Koby Bonilla Maya | Secretary of Board of Directors | 2020 | 6 yrs |
| Rene Ocasio Alequin | Director | 2020 | 6 yrs |
| Roque A Ramirez Palermo | VP of Board of Directors | 2021 | 5 yrs |
Under 5 years5 to 6 years6 years or more
Officers and senior leadership
23 listediNamed in Part VII as officers, key employees or highest-compensated staff - not board members, shown for completeness.| Name | Title as filed | On the filings |
|---|---|---|
| Angel D Rivera | Manager | 2020 |
| Angel D Rivera Hernandez | Manager | 2021 |
| Avelisse A Torres Negron | Security Manager | 2021 |
| Ayment M Medina Vargas | Credit Manager | 2021 |
| Elimar Rodriguez Gandia | Receivable Manager | 2021 |
| Hector L Torres Cardona | VP of credit | since 2024 |
| Jorge I Ferrer | VP Finance | 2020 |
| Jannette Matos Luciano | Teller Supervisor | 2021 |
| Jorge I Ferrer Lopez | VP of finance | since 2021 |
| Joselyn Rivera Segarra | Project Manager | 2021 |
| Kerwin A Morales | CEO | 2020 |
| Kerwin Morales Rivera | Executive president | since 2021 |
| Luisette Ayala | VP Operations | 2020 |
| Luisette Ayala Santana | VP of credit | since 2021 |
| Mariangely Cruz | Human Resources | 2020 |
| Mayra Figueroa | System Manger | 2020 |
| Mariangely Cruz Aquino | VP of Operations | since 2022 |
| Mayra Figueroa Lopez | Software system manager | since 2021 |
| Nancy Ferrer | Manager | 2020 |
| Nancy Ferrer Padilla | VP of Human Resources | since 2021 |
| Victor Mendez | Internal Auditor | 2020 |
| Virgiemarie Padilla | Manager | 2020 |
| Victor Mendez Zapata | VP of Risk and Compliance | since 2021 |
Pay and hours
year to 31 December 2025iFrom Part VII of the Form 990: compensation reported for each officer, director, trustee, key employee and highest-paid staff member, and the average hours a week they report. Most board members are unpaid; a blank means nothing was reported. Pay from related organisations is shown separately.| Name | Title as filed | Hours a week | Pay from the organisation | Related organisations | Other |
|---|---|---|---|---|---|
| Kerwin Morales Rivera | Executive president | 60 | $224k | $21k | |
| Jorge I Ferrer Lopez | VP of finance | 60 | $147k | ||
| Nancy Ferrer Padilla | VP of Human Resources | 60 | $132k | ||
| Mayra Figueroa Lopez | Software system manager | 60 | $130k | ||
| Mariangely Cruz Aquino | VP of Operations | 60 | $122k | ||
| Victor Mendez Zapata | VP of Risk and Compliance | 60 | $107k | ||
| Hector L Torres Cardona | VP of credit | 60 | $98k |
About
- Legal name
- Cooperativa de Credito Cabo Rojo
- EIN
- 660270259
- Address
- Po Box 99, Cabo Rojo, PR, 00623-0099
- State
- Puerto Rico
- Mission
- A non profit organization engaged primarily to received savings from its members in the form of shares and deposits. (as filed on the Form 990)
- Activity (NTEE)
- W61 Public and societal benefit
- IRS classification
- 501(c)14 (tax-exempt under section 501(c)(3) where shown)
- Classified purpose
- Public & Societal Benefit
- Size band
- 9 (IRS master file code)
- Formed
- 1956
- Principal officer
- Kerwin Morales (as named on the Form 990)
- IRS ruling date
- 1 October 2005
- Status
- Code 01 (unconditional exemption)
- Form 990 filings on record
- 2, latest 2021
Most connected
Longest observed on the filings
≥6years on the filingsGuillermina Quinones Camacho
≥6years on the filingsIvette Franqui Santana
≥6years on the filingsKoby Bonilla Maya
≥6years on the filingsRene Ocasio Alequin
Latest return
year to 31 December 2025iFigures from the newest Form 990 or 990-EZ in the IRS e-file releases of 2025 and 2026, for the year ending 31 December 2025. US dollars, as filed.- Total assets
- $349.3m
- Total liabilities
- $258.3m
- Net assets or fund balances
- $91.1m
- Contributions and grants received
- $0
- Program service revenue
- $0
- Employees
- 91
- Volunteers
- 19
Filed finances
1 yeariTotals as filed on the IRS Form 990 (revenue and expenses), by tax year.| Tax year | Total revenue | Total expenses | Surplus or deficit |
|---|---|---|---|
| 2024 | $22.2m | $18.7m | $3.5m |
As filed on the IRS Form 990. US dollars.