Whatcom Firefighters Benefits Trust
Revenue
$401k
year to 31 December 2025
Expenses
$376k
year to 31 December 2025
Total assets
$519k
$0 liabilities
Net assets
$519k
assets less liabilities
Directors and trustees
3
3.4 years on average
Staff
0
employees, year to 31 December 2025
Left since last filing
0
no seats appear to have opened
Voting members
3
reported in Part VI
Whatcom Firefighters Benefits Trust's network
3 peoplei3 people on this map.The large node is the subject of this page. Solid lines are what the register itself records (3). Form 990 filings give names without a person identifier; SEC insider filings carry a CIK.The board
3 listediTime on the board is observed from the annual filings: the IRS files no appointment date, so the bar counts years from the first filing the person appears on - a lower bound, not a filed start date. Names are exactly as filed. The IRS publishes no person identifier, so this edition does not yet link a person across organisations.Time served and departures are observed across annual filings. Observed time served is a lower bound - a member may have joined before the first year on record. The organisation reported 3 voting members of its governing body on its latest Form 990 Part VI, which matches the board listed here.| Name | Role as filed | Since | On the board |
|---|---|---|---|
| Cary Gustafson | Trustee | 2023 | 3 yrs |
| Daniel McDermott | Trustee | 2023 | 3 yrs |
| Thomas Kettman | Trustee | 2023 | 3 yrs |
Under 5 years5 to 6 years6 years or more
Pay and hours
year to 31 December 2025iFrom Part VII of the Form 990: compensation reported for each officer, director, trustee, key employee and highest-paid staff member, and the average hours a week they report. Most board members are unpaid; a blank means nothing was reported. Pay from related organisations is shown separately.| Name | Title as filed | Hours a week | Pay from the organisation | Related organisations | Other |
|---|---|---|---|---|---|
| Thomas Kettman | Trustee | 1 | $0 | ||
| Daniel McDermott | Trustee | 1 | $0 | ||
| Cary Gustafson | Trustee | 1 | $0 |
No pay was reported for anyone in Part VII on this return.
About
- Legal name
- Whatcom Firefighters Benefits Trust
- EIN
- 844189978
- Address
- Po Box 1024, Bellingham, WA, 98227-1024
- State
- Washington
- Mission
- The organization was formed to administer and source insurance benefits for our members of IAA Local 106 (Bellingham Unit) as outlined in our collective bargaining agreement. The organization does not utilize any self-insured plans from 2023 and beyond.Medical Benefits:As of 2023, the organization only manages enrollment/un-enrollment/COBRA for its members, the invoices are paid for these... (as filed on the Form 990)
- Activity (NTEE)
- M24 Public safety, disaster preparedness and relief
- IRS classification
- 501(c)09 (tax-exempt under section 501(c)(3) where shown)
- Classified purpose
- Public Safety, Disaster Preparedness & Relief
- Size band
- 5 (IRS master file code)
- Principal officer
- Thomas Kettman (as named on the Form 990)
- IRS ruling date
- 1 February 2026
- Status
- Code 01 (unconditional exemption)
- Form 990 filings on record
- 3, latest 2025
Most connected
Longest observed on the filings
≥3years on the filingsCary Gustafson
≥3years on the filingsDaniel McDermott
≥3years on the filingsThomas Kettman
Latest return
year to 31 December 2025iFigures from the newest Form 990 or 990-EZ in the IRS e-file releases of 2025 and 2026, for the year ending 31 December 2025. US dollars, as filed.- Total assets
- $519k
- Total liabilities
- $0
- Net assets or fund balances
- $519k
- Contributions and grants received
- $0
- Program service revenue
- $401k
- Employees
- 0
Filed finances
2 yearsiTotals as filed on the IRS Form 990 (revenue and expenses), by tax year.| Tax year | Total revenue | Total expenses | Surplus or deficit |
|---|---|---|---|
| 2024 | $388k | $369k | $18k |
| 2023 | $353k | $596k | Deficit $244k |
As filed on the IRS Form 990. US dollars.