Thrive Community Lending Inc
Donations deductibleThrive Community Lending Inc's network
5 people4 organisationsi5 people and 4 organisations on this map.The large node is the subject of this page. Solid lines are what the register itself records (5). Violet dotted lines (4) are likely: the same full name sits on the current board of another organisation in the same register and region. Form 990 filings give names without a person identifier; SEC insider filings carry a CIK. It may be a different person.The board
5 listediTime on the board is observed from the annual filings: the IRS files no appointment date, so the bar counts years from the first filing the person appears on - a lower bound, not a filed start date. Names are exactly as filed. The IRS publishes no person identifier, so this edition does not yet link a person across organisations in the tables. The network map shows same-name matches as likely links only, never as confirmed.Time served and departures are observed across annual filings. Observed time served is a lower bound - a member may have joined before the first year on record. The organisation reported 5 voting members of its governing body on its latest Form 990 Part VI, which matches the board listed here.| Name | Role as filed | Since | On the board |
|---|---|---|---|
| Cindy Holler Chair | Chair | 2023 | 3 yrs |
| ED Ringer Chair | Director, FINANCE COMMITTEE CHAIR | 2023 | 3 yrs |
| Phillip Bailey Chair | Director, LOAN COMMITTEE CHAIR | 2025 | 1 yr |
| Aimee Zangandou | Vice Chair | 2023 | 3 yrs |
| John Moeller | Member, Inspiritus Inc | 2025 | 1 yr |
Under 5 years5 to 6 years6 years or more
Officers and senior leadership
4 listediNamed in Part VII as officers, key employees or highest-compensated staff - not board members, shown for completeness.| Name | Title as filed | On the filings |
|---|---|---|
| John Arnold | Executive Director | 2025 |
| Kirby Nickerson | CFO | since 2023 |
| PAM Higgins | Company secretary | 2025 |
| Rev John Moeller JR | CEO/President | 2023 |
Pay and hours
year to 30 September 2025iFrom Part VII of the Form 990: compensation reported for each officer, director, trustee, key employee and highest-paid staff member, and the average hours a week they report. Most board members are unpaid; a blank means nothing was reported. Pay from related organisations is shown separately.| Name | Title as filed | Hours a week | Pay from the organisation | Related organisations | Other |
|---|---|---|---|---|---|
| John Arnold | Executive Director | 40 | $90k | $14k | |
| Aimee Zangandou | Vice Chair | 5 | $0 | $146k | $15k |
| Cindy Holler | Chair | 5 | $0 | ||
| Ed Ringer | Director, FINANCE COMMITTEE CHAIR | 5 | $0 | ||
| John Moeller | Member, Inspiritus Inc | 5 | $0 | $268k | $38k |
| Phillip Bailey | Director, LOAN COMMITTEE CHAIR | 5 | $0 | ||
| Kirby Nickerson | CFO | 1 | $0 | ||
| Pam Higgins | Secretary | 1 | $0 |
About
- Legal name
- Thrive Community Lending Inc
- EIN
- 933283822
- Address
- 731 Peachtree Street Ne B, Atlanta, GA, 30308-1203
- State
- Georgia
- Mission
- Thrive Community Lending is an emerging Community Development Financial Institution (CDFI) dedicated to expanding economic opportunity for low-income people and legal immigrants. We provide affordable capital paired with no-cost business services to help low-income entrepreneurs start, sustain, and grow small businesses. By investing in people who often face barriers to access traditional... (as filed on the Form 990)
- Activity (NTEE)
- P20 Human services
- IRS classification
- 501(c)03 (tax-exempt under section 501(c)(3) where shown)
- Classified purpose
- Human Services
- Size band
- 4 (IRS master file code)
- Formed
- 2023
- IRS ruling date
- 1 April 2025
- Status
- Code 01 (unconditional exemption)
- Form 990 filings on record
- 2, latest 2025
- IRS Publication 78
- PC (contributions deductible)
Most connected
Related organisations (Schedule R)
Longest observed on the filings
≥3years on the filingsCindy Holler
≥3years on the filingsED Ringer
≥3years on the filingsAimee Zangandou
≥1years on the filingsPhillip Bailey
Latest return
year to 30 September 2025iFigures from the newest Form 990 or 990-EZ in the IRS e-file releases of 2025 and 2026, for the year ending 30 September 2025. US dollars, as filed.- Total assets
- $432k
- Total liabilities
- $241k
- Net assets or fund balances
- $191k
- Contributions and grants received
- $256k
- Program service revenue
- $0
- Employees
- 2
- Volunteers
- 4