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US nonprofit · EIN 933339318 · Baltimore, MDiSource and licenceOrganisation record IRS Exempt Organizations Business Master File (EIN 933339318) - NTEE activity code, address.Board and officers IRS Form 990 annual filings, Part VII (directors, trustees, officers, key employees), read year by year to observe tenure.Latest return IRS Form 990 series e-file data - 990 for the year to 31 December 2024: assets, liabilities, staff, website, telephone, pay.Finances by year IRS Form 990 e-file data - total revenue and total expenses by tax year.Renewal outlook Computed by Governance Register from the observed filing history and filed revenue (us-approach-v4-clean). Not a statement that the organisation is recruiting.Deductibility IRS Publication 78 data (code PC), downloaded 18 October 2026.Licence US Federal Government public domain.How we handle data

Dealing with Debt

Donations deductible
Revenue
$440k
year to 31 December 2024
Expenses
$160k
year to 31 December 2024
Total assets
$293k
$0 liabilities
Net assets
$293k
assets less liabilities
Directors and trustees
8
2.8y av
Staff
0
employees, year to 31 December 2024
Left since last filing
0
no seats appear to have opened
Voting members
8
reported in Part VI
How am I connected?

Dealing with Debt's network

8 peoplei8 people on this map.The large node is the subject of this page. Solid lines are what the register itself records (8). Form 990 filings give names without a person identifier; SEC insider filings carry a CIK.

The board

8 listediTime on the board is observed from the annual filings: the IRS files no appointment date, so the bar counts years from the first filing the person appears on - a lower bound, not a filed start date. Names are exactly as filed. The IRS publishes no person identifier, so this edition does not yet link a person across organisations.Tenure and departures are observed across annual filings. Observed tenure is a lower bound - a member may have joined before the first year on record. The organisation reported 8 voting members of its governing body on its latest Form 990 Part VI, which matches the board listed here.
NameRole as filedSinceOn the board
Addison WigginDirector2024
2 yrs
Ann BanksDirector2024
2 yrs
Brent J LowderCompany secretary2023
3 yrs
Desmond L StinniePresident2023
3 yrs
Jaun CahueDirector2024
2 yrs
Nick KosmasDirector2024
2 yrs
Shanna LowderTreasurer2024
2 yrs
Shawn Z TarrantVice Preside2023
3 yrs
Under 5 years5 to 6 years6 years or more

Pay and hours

year to 31 December 2024iFrom Part VII of the Form 990: compensation reported for each officer, director, trustee, key employee and highest-paid staff member, and the average hours a week they report. Most board members are unpaid; a blank means nothing was reported. Pay from related organisations is shown separately.
NameTitle as filedHours a weekPay from the organisationRelated organisationsOther
Shawn Z TarrantVice Preside15$32k
Desmond L StinniePresident7$0
Brent J LowderSecretary5$0
Jaun CahueDirector1$0
Ann BanksDirector1$0
Addison WigginDirector1$0
Nick KosmasDirector1$0
Shanna LowderTreasurer10$0

About

Legal name
Dealing With Debt
EIN
933339318
Address
Po Box 65307, Baltimore, MD, 21209-0507
State
Maryland
Mission
Through an online social media platform, help people reduce financial stress by providing a supportive community and financial literacy content and courses. (as filed on the Form 990)
Activity (NTEE)
P51 Human services
IRS classification
501(c)03 (tax-exempt under section 501(c)(3) where shown)
Classified purpose
Human Services
Size band
4 (IRS master file code)
Formed
2023
Principal officer
Desmond L Stinnie (as named on the Form 990)
IRS ruling date
1 June 2024
Status
Code 01 (unconditional exemption)
Form 990 filings on record
2, latest 2024
IRS Publication 78
PC (contributions deductible)

Most connected

Longest observed on the filings

≥3years on the filingsBrent J Lowder
≥3years on the filingsDesmond L Stinnie
≥3years on the filingsShawn Z Tarrant
≥2years on the filingsAddison Wiggin

Latest return

year to 31 December 2024iFigures from the newest Form 990 or 990-EZ in the IRS e-file releases of 2025 and 2026, for the year ending 31 December 2024. US dollars, as filed.
Total assets
$293k
Total liabilities
$0
Net assets or fund balances
$293k
Contributions and grants received
$440k
Program service revenue
$0
Employees
0

Filed finances

1 yeariTotals as filed on the IRS Form 990 (revenue and expenses), by tax year.
Tax yearTotal revenueTotal expensesSurplus or deficit
2024$440k$160k$280k

As filed on the IRS Form 990. US dollars.