Microloan Foundation

Registered charity 1104287 Registered since 2004

Operates: Malawi, United States, Zambia, Australia, Zimbabwe, South Africa

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Board DNA

How this board is put together, from Charity Commission trustee records and Companies House - deterministic, no AI.iBoard compositionCounted from the dated Charity Commission trustee register: the current board only, past trustees excluded.

4 trustees on the board

Michael Anthony Jackson Chair since 2019
Bernice Dunsmuir since 2019
Stephen Paul Stolliday since 2022
Steven Marshall since 2022

5.5y median 5.5y

average tenure

longest tenure

Trustees past 6 years

Michael Anthony Jackson Chair since 2019
Bernice Dunsmuir since 2019

11.8y

average years in governance

First-time vs portfolio trustees

First-time (3)

Michael Anthony Jackson Chair since 2019
Bernice Dunsmuir since 2019
Steven Marshall since 2022

Portfolio (1)

Stephen Paul Stolliday since 2022

company-linked trustees

Sector coverage iSector coverageThe charitable fields this board's trustees govern in elsewhere, by Charity Commission classification. Excludes this charity.

The Prevention Or Relief Of Poverty 4Education/training 1Other Charitable Purposes 1

Commercial experience iCommercial experienceThe industries this board's members are company directors in, by Companies House SIC code. Excludes this organisation's own company.

Finance 6Health and social care 2Professional services 2

Gaps to watch

Several long-serving trustees could step down together

Succession forecast iSuccession forecastThe number of board seats likely to open in the next twelve months - summed across the board from each dated trustee’s tenure - and the profile worth recruiting next. From the filed record, deterministic.

🔒 Succession forecast is a Pro feature - the board seats likely to open in the next year and the ideal next trustee. Explore Pro →

Health of the organisation facts side by side - the conclusion is yours

Income v spending, filed accountsiIncome v spendingTotal gross income and expenditure from filed annual returns, Charity Commission, last 5 years.

2020

2021

2022

2023

2024

incomespending£5.6m latest income · income exceeded spending in 2023 and 2024

ReservesiReserves12 x free reserves / annual expenditure, from the Part B annual return. The sector median is computed across all Part B filers in the same income band.

1.1 months of spending held in free reserves · median for charities its size: 3.7 months

327 from 216 in 2020

EmployeesiEmployeesHeadcount as filed in Part B annual returns, per financial year. Shown exactly as filed; year-on-year figures may be filed on different bases, so a comparison is only shown when the filings are plausibly comparable.

Related organisations iRelated organisationsTwo groups, both deterministic from public records. Related organisations share two or more trustees with this board - a real structural link, such as a subsidiary or sister charity. Connected through a shared trustee share exactly one person - a genuine connection, but not the same group. A board with no shared trustee at all may still appear here when it is active in the same charitable field.

Connected through a shared trustee

C.A.B. Cornwall 1 shared trustee

Also active in the same field

National Learning and Work Institute Similar size; both Poverty relief
Kingsgate Community Church Similar size; both Poverty relief
Kolyom Trust Limited Similar size; both Poverty relief
Yesamach Levav Similar size; both Poverty relief
Mifal Hachesed Vehatzedokoh Similar size; both Poverty relief

Deterministic, from public records.

Contact

Website	www.microloanfoundation.org.uk
Email	contact@mlf.org.uk
Phone	02088271688
Address	1 -2 Paris Garden, LONDON, SE1 8ND

Finances

£5,609,337 latest income

Year	Income	Spending
2020	£3,045,207	£2,817,845
2021	£3,787,887	£3,152,739
2022	£5,327,658	£4,763,323
2023	£6,140,987	£5,621,792
2024	£5,609,337	£5,130,882

What it does

What

The Prevention Or Relief Of Poverty

Who

Children/young PeopleElderly/old PeopleThe General Public/mankind

How

Makes Grants To IndividualsMakes Grants To OrganisationsProvides Other Finance

Charitable objects

THE RELIEF OF FINANCIAL HARDSHIPTHE ADVANCEMENT OF EDUCATIONTHE RELIEF OF SICKNESS BY THE PROVISION WORLDWIDE OF MICROFINANCE SERVICES

Governing document: MEMORANDUM AND ARTICLES INCORPORATED 10 JUL 2003AS AMENDED BY SPECIAL RESOLUTION(S) DATED 19 SEP 2006AS AMENDED BY SPECIAL RESOLUTION(S) DATED 15 SEP 2009AS AMENDED BY SPECIAL RESOLUTION(S) DATED 28 JUL 2010AS AMENDED BY SPECIAL RESOLUTION(S) DATED 10 DEC 2018

Trustees (4)

4trustees

57median age

0aged 70+

Michael Anthony Jacksonage band 55-59 Chair since 2019
Bernice Dunsmuirage band 55-59 since 2019
Stephen Paul Stollidayage band 65-69 since 2022
Steven Marshallage band 45-49 since 2022

Linked company (Companies House)

Microloan Foundation · 04828558 · Active

PRI/LBG/NSC (Private, Limited by guarantee, no share capital, use of 'Limited' exemption) · incorporated 10/07/2003

6 governing document(s) held from Companies House.

Connected charities (2)

1002222 1 shared trustee
C.A.B. Cornwall 1 shared trustee

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