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Governance Register
US nonprofit · EIN 421132695 · Waterloo, IAiSource and licenceOrganisation record IRS Exempt Organizations Business Master File (EIN 421132695) - NTEE activity code, address.Board and officers IRS Form 990 annual filings, Part VII (directors, trustees, officers, key employees), read year by year to observe tenure.Latest return IRS Form 990 series e-file data - 990 for the year to 31 December 2024: assets, liabilities, staff, website, telephone, pay, related organisations (Schedule R), grants paid (Schedule I).Finances by year IRS Form 990 e-file data - total revenue and total expenses by tax year.Renewal outlook Computed by Governance Register from the observed filing history and filed revenue (us-approach-v4-clean). Not a statement that the organisation is recruiting.Licence US Federal Government public domain.How we handle data

Veridian Credit Union's network

14 people2 organisationsi14 people and 2 organisations on this map.The large node is the subject of this page. Solid lines are what the register itself records (14). Violet dotted lines (2) are likely: the same full name sits on the current board of another organisation in the same register and region. Form 990 filings give names without a person identifier; SEC insider filings carry a CIK. It may be a different person.

The board

14 listediTime on the board is observed from the annual filings: the IRS files no appointment date, so the bar counts years from the first filing the person appears on - a lower bound, not a filed start date. Names are exactly as filed. The IRS publishes no person identifier, so this edition does not yet link a person across organisations in the tables. The network map shows same-name matches as likely links only, never as confirmed.Tenure and departures are observed across annual filings. Observed tenure is a lower bound - a member may have joined before the first year on record. The organisation reported 13 voting members of its governing body on its latest Form 990 Part VI, which matches the board listed here.
NameRole as filedSinceOn the board
Stephanie Atkin ChairChairperson2019
7 yrs
Traci McBee ChairChairperson Elect2018
8 yrs
Aubrey WardBoard of Director2020
6 yrs
Bob KressigBoard of Director2018
8 yrs
Cindy SproleBoard of Director2022
4 yrs
Cynthia BuettnerBoard of Director2018
8 yrs
Emsad BegicBoard of Director2022
4 yrs
James KacherBoard of Director2018
8 yrs
Justine TeutBoard of Director2023
3 yrs
Larry LossBoard of Director2022
4 yrs
Nick WatersTreasurer2018
8 yrs
Pamela AyresFormer Board of Director2018
8 yrs
Will MontgomeryBoard of Director2024
2 yrs
William BoeversCompany secretary2018
8 yrs
Under 5 years5 to 6 years6 years or moreShow all 14 →

Officers and senior leadership

26 listediNamed in Part VII as officers, key employees or highest-compensated staff - not board members, shown for completeness.
NameTitle as filedOn the filings
Brett EngstromSenior VP of Information Technologysince 2018
Christi HulmeVP of Member Contact Centersince 2022
Christopher McGovernManager of Mortgage Lendingsince 2018
Douglas GilbertsonFormer Chief Operations Officersince 2018
Elizabeth MeehanVP of Talent Development2023
Emily L KuntzVP - Controllersince 2022
Gabriel WilcoxMortgage Loan Originatorsince 2019
Gregory SlessorSenior VP of Legalsince 2018
Joshua DunhamMortgage Lending Sales Supervisor2020
Kara VanwertSenior VP of Lendingsince 2018
Keith MeschChief Financial Officersince 2018
Kelly MangrichVP of Payment Systems2023
Lori HonermannMortgage Loan Originatorsince 2018
Lynette GilbertsonSenior VP of Commercial Servicessince 2018
Mark KoppedryerSenior VP of Retailsince 2018
Melissa GriffinMortgage Lending Sales Supervisor2020
Michael SteffenVP of Digital2023
Molly SchmidtVP of Information Technologysince 2023
Monte BergPresident/CEOsince 2018
Randy HesiakVP of Indirect Lending2023
Renee ChristofferPresident/CEOsince 2018
Sarah Elaine CorkeryVP of Marketingsince 2022
Sean MigliniSenior Commercial Relationship Manager2023
Shawna MatzVP of Talent Developmentsince 2018
Steven LindamanVP of Commercial and Mortgagesince 2023
William KalianovSenior Commercial Credit Officer2018

Pay and hours

year to 31 December 2024iFrom Part VII of the Form 990: compensation reported for each officer, director, trustee, key employee and highest-paid staff member, and the average hours a week they report. Most board members are unpaid; a blank means nothing was reported. Pay from related organisations is shown separately.
NameTitle as filedHours a weekPay from the organisationRelated organisationsOther
Renee ChristofferPresident/CEO50$1.2m$301k
Douglas GilbertsonFormer Chief Operations Officer0$564k$26k
Keith MeschChief Financial Officer50$535k$189k
Brett EngstromChief Information Officer50$406k$148k
Mark KoppedryerChief Experience Officer50$384k$165k
Kara VanwertChief Lending Officer50$374k$147k
Shawna MatzChief People Officer50$374k$124k
Gregory SlessorSenior VP of Legal50$368k$122k
Emily L KuntzVP - Controller50$266k$86k
Christi HulmeVP of Member Contact Center50$250k$88k
Steven LindamanVP of Commercial and Mortgage50$247k$88k
Molly SchmidtVP of Information Technology50$224k$89k
Justine TeutBoard of Director6$24k
Aubrey WardBoard of Director6$5k
Traci McBeeChairperson Elect6$2k
Will MontgomeryBoard of Director6$2k
William BoeversSecretary6$2k
Larry LossBoard of Director6$2k
Cindy SproleBoard of Director6$798
Stephanie AtkinChairperson6$782
Emsad BegicBoard of Director6$485
Cynthia BuettnerBoard of Director6$135
Pamela AyresFormer Board of Director6$98
James KacherBoard of Director6$0
Bob KressigBoard of Director6$0
Nick WatersTreasurer6$0

About

Legal name
Veridian Credit Union
EIN
421132695
Address
1827 Ansborough Ave, Waterloo, IA, 50701-3629
State
Iowa
Mission
The mission of veridian credit union is to partner with members to create successful financial futures. (as filed on the Form 990)
Activity (NTEE)
W61 Public and societal benefit
IRS classification
501(c)14 (tax-exempt under section 501(c)(3) where shown)
Classified purpose
Public & Societal Benefit
Size band
9 (IRS master file code)
Formed
1934
Principal officer
Keith J Mesch (as named on the Form 990)
IRS ruling date
1 June 2007
Status
Code 01 (unconditional exemption)
Form 990 filings on record
6, latest 2024

Most connected

Longest observed on the filings

≥8years on the filingsTraci McBee
≥8years on the filingsBob Kressig
≥8years on the filingsCynthia Buettner
≥8years on the filingsJames Kacher

Latest return

year to 31 December 2024iFigures from the newest Form 990 or 990-EZ in the IRS e-file releases of 2025 and 2026, for the year ending 31 December 2024. US dollars, as filed.
Total assets
$7.96bn
Total liabilities
$7.11bn
Net assets or fund balances
$857.8m
Contributions and grants received
$0
Program service revenue
$387m
Grants and similar paid out
$985k
Employees
1,284
Volunteers
17

Filed finances

1 yeariTotals as filed on the IRS Form 990 (revenue and expenses), by tax year.
Tax yearTotal revenueTotal expensesSurplus or deficit
2024$459.8m$366.4m$93.4m

As filed on the IRS Form 990. US dollars.

Grants paid

25+ listediFrom Schedule I of the Form 990: grants and assistance to organisations in the United States, largest first (up to 25). Schedule I is filed only by organisations that gave more than $5,000 to any one recipient.
RecipientPurposeAmount
Iowa Credit Union LeagueMember engagement$100k
Operation Threshold$100k
Community Foundation of Northeast IowaGrants and one cedar valley fund$90k
Grow Cedar ValleyEconomic development$38k
United Way of Central IowaGeneral support$37k
Cedar Valley United WayGeneral support$32k
Heartland Hope MissionCapital campaign$25k
Greater Des Moines Botanical GardenCapital campaign$25k
House of HopeCapital campaign$20k
Anawim HousingVeridian gives back donation$15k
United Way of the MidlandsDisaster relief fund$15k
Papillion-la Vista Schools FoundationFinancial literacy$15k
Anawim HousingCapital campaign$15k
Iowa Heartland Habitat for HumanityHousing support - women's build/blueprints$14k
United Way of the MidlandsGeneral support$14k
Habitat for Humanity of MinnesotaHabitat conference$12k
Iowa Credit Union FoundationGeneral support$10k
Leader Valley FoundationLeader in me$10k
Waterloo Career Academy - Waterloo School DistrictWaterloo career center$10k
Neighborhood Centers of Johnson CountyCapital campaign$10k
Newbo MarketCapital campaign$10k
Greater Des Moines PartnershipEconomic development$10k
One IowaWorkplace culture summit$10k
United Way of East Central IowaGeneral support$10k
Greater Des Moines Habitat for HumanityHousing support$9k