Leaders Credit Union
Revenue
$93.3m
year to 31 December 2024
Expenses
$77.5m
year to 31 December 2024
Total assets
$1.14bn
$1.02bn liabilities
Net assets
$123.2m
assets less liabilities
Directors and trustees
9
7.5 years on average
Staff
245
employees, year to 31 December 2024
Left since last filing
0
no seats appear to have opened
Officers and senior staff
15
named in Part VII
Leaders Credit Union's network
9 people4 organisationsi9 people and 4 organisations on this map.The large node is the subject of this page. Solid lines are what the register itself records (9). Violet dotted lines (4) are likely: the same full name sits on the current board of another organisation in the same register and region. Form 990 filings give names without a person identifier; SEC insider filings carry a CIK. It may be a different person.The board
9 listediTime on the board is observed from the annual filings: the IRS files no appointment date, so the bar counts years from the first filing the person appears on - a lower bound, not a filed start date. Names are exactly as filed. The IRS publishes no person identifier, so this edition does not yet link a person across organisations in the tables. The network map shows same-name matches as likely links only, never as confirmed.Time served and departures are observed across annual filings. Observed time served is a lower bound - a member may have joined before the first year on record. The organisation reported 10 voting members of its governing body on its latest Form 990 Part VI, which matches the board listed here.| Name | Role as filed | Since | On the board |
|---|---|---|---|
| Bart Teague | Board Member | 2018 | 8 yrs |
| Carolyn Hill | Board Member | 2022 | 4 yrs |
| Currie Higgs | Board Member | 2018 | 8 yrs |
| Dave Bratcher | Board Member | 2018 | 8 yrs |
| Diane Kelley | Board Member | 2018 | 8 yrs |
| Eddie Hays | Board Member | 2018 | 8 yrs |
| Kirk Newcom | Board Member | 2018 | 8 yrs |
| Ricky Catlett | Board Member | 2022 | 4 yrs |
| Rusty Butcher | Board Member | 2018 | 8 yrs |
Under 5 years5 to 6 years6 years or more
Officers and senior leadership
15 listediNamed in Part VII as officers, key employees or highest-compensated staff - not board members, shown for completeness.| Name | Title as filed | On the filings |
|---|---|---|
| Chris Gray | VP Mortgage | since 2018 |
| Hinna Jamal | Sales Strategy Officer | 2024 |
| Joel Wyatt | Chief Lending Office | since 2023 |
| Jared Freeman | Chief Experience Officer | 2019 |
| Kevin Smith | VP Investmen | 2023 |
| Karen Freeman | COO | 2024 |
| Leigh Anne Bentley | VP Marketing | since 2018 |
| Leigh Anne | VP Marketing | since 2019 |
| Ryan Platt | Chief Information Officer | since 2022 |
| Rita McCaslin | Senior VP Risk & Security | since 2018 |
| Ross Priddy | Mortgage Lending | since 2020 |
| Seth Rudd | Chief Financial Officer | since 2018 |
| Spencer Pratt | Executive VP | since 2018 |
| Todd Swims | Manager/CEO | since 2018 |
| Tim Sikes | Mortgage Loan Originator | since 2020 |
Pay and hours
year to 31 December 2024iFrom Part VII of the Form 990: compensation reported for each officer, director, trustee, key employee and highest-paid staff member, and the average hours a week they report. Most board members are unpaid; a blank means nothing was reported. Pay from related organisations is shown separately.| Name | Title as filed | Hours a week | Pay from the organisation | Related organisations | Other |
|---|---|---|---|---|---|
| Todd Swims | Manager/CEO | 40 | $954k | $60k | |
| Spencer Pratt | Executive VP | 40 | $426k | $65k | |
| Seth Rudd | CFO | 40 | $398k | $66k | |
| Chris Gray | VP Mortgage | 40 | $305k | $63k | |
| Ryan Platt | CIO | 40 | $281k | $59k | |
| Leigh Anne Bentley | VP Marketing | 40 | $226k | $45k | |
| Joel Wyatt | Chief Lending Office | 40 | $222k | $50k | |
| Karen Freeman | COO | 40 | $214k | $49k | |
| Hinna Jamal | Sales Strategy Officer | 40 | $178k | $14k | |
| Dave Bratcher | Board Member | 2 | $0 | ||
| Rusty Butcher | Board Member | 2 | $0 | ||
| Ricky Catlett | Board Member | 2 | $0 | ||
| Eddie Hays | Board Member | 2 | $0 | ||
| Currie Higgs | Board Member | 2 | $0 | ||
| Carolyn Hill | Board Member | 2 | $0 | ||
| Diane Kelley | Board Member | 2 | $0 | ||
| Kirk Newcom | Board Member | 2 | $0 | ||
| Bart Teague | Board Member | 2 | $0 |
About
- Legal name
- Leaders Credit Union
- EIN
- 620681671
- Address
- 87 Murray Guard Dr, Jackson, TN, 38305-3774
- State
- Tennessee
- Mission
- State chartered credit union that provides financial services to members in the form of loans, share accounts, and other financial institutional services. (as filed on the Form 990)
- Activity (NTEE)
- W61 Public and societal benefit
- IRS classification
- 501(c)14 (tax-exempt under section 501(c)(3) where shown)
- Classified purpose
- Public & Societal Benefit
- Size band
- 9 (IRS master file code)
- Formed
- 1957
- Principal officer
- Todd Swims (as named on the Form 990)
- IRS ruling date
- 1 January 2023
- Status
- Code 01 (unconditional exemption)
- Form 990 filings on record
- 6, latest 2024
Most connected
Longest observed on the filings
≥8years on the filingsBart Teague
≥8years on the filingsCurrie Higgs
≥8years on the filingsDave Bratcher
≥8years on the filingsDiane Kelley
Latest return
year to 31 December 2024iFigures from the newest Form 990 or 990-EZ in the IRS e-file releases of 2025 and 2026, for the year ending 31 December 2024. US dollars, as filed.- Total assets
- $1.14bn
- Total liabilities
- $1.02bn
- Net assets or fund balances
- $123.2m
- Contributions and grants received
- $0
- Program service revenue
- $61.9m
- Grants and similar paid out
- $283k
- Employees
- 245
Filed finances
1 yeariTotals as filed on the IRS Form 990 (revenue and expenses), by tax year.| Tax year | Total revenue | Total expenses | Surplus or deficit |
|---|---|---|---|
| 2024 | $93.3m | $77.5m | $15.8m |
As filed on the IRS Form 990. US dollars.
Grants paid
5 listediFrom Schedule I of the Form 990: grants and assistance to organisations in the United States, largest first (up to 25). Schedule I is filed only by organisations that gave more than $5,000 to any one recipient.| Recipient | Purpose | Amount |
|---|---|---|
| Leaders Education Foundation | Scholarships/Grants | $200k |
| Community Foundation of West Tennessee | Community Outreach | $33k |
| West Tennessee Healthcare Hope & Healing Foundation | Community Outreach | $33k |
| Jackson-Madison Co School System | Teacher Inservice | $10k |
| Greater Jackson Area Chamber | Forward Jackson | $7k |