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Governance Register
US nonprofit · EIN 951644568 · Westminster, CAiSource and licenceOrganisation record IRS Exempt Organizations Business Master File (EIN 951644568) - NTEE activity code, address.Board and officers IRS Form 990 annual filings, Part VII (directors, trustees, officers, key employees), read year by year to observe time served.Latest return IRS Form 990 series e-file data - 990 for the year to 31 December 2024: assets, liabilities, staff, website, telephone, pay, grants paid (Schedule I).Renewal outlook Computed by Governance Register from the observed filing history and filed revenue. Not a statement that the organisation is recruiting.Licence US Federal Government public domain.How we handle data

Credit Unions in the State of California's network

10 people5 organisationsi10 people and 5 organisations on this map.The large node is the subject of this page. Solid lines are what the register itself records (10). Violet dotted lines (5) are likely: the same full name sits on the current board of another organisation in the same register and region. Form 990 filings give names without a person identifier; SEC insider filings carry a CIK. It may be a different person.

The board

10 listediTime on the board is observed from the annual filings: the IRS files no appointment date, so the bar counts years from the first filing the person appears on - a lower bound, not a filed start date. Names are exactly as filed. The IRS publishes no person identifier, so this edition does not yet link a person across organisations in the tables. The network map shows same-name matches as likely links only, never as confirmed.Time served and departures are observed across annual filings. Observed time served is a lower bound - a member may have joined before the first year on record. The organisation reported 7 voting members of its governing body on its latest Form 990 Part VI; we list 10 in Part VII (Part VII does not always name every voting member).
NameRole as filedSinceOn the board
David Conrad ChairSupv Cmte Chair2018
8 yrs
Jill Baker ChairBoard Chair2018
8 yrs
Alan RaySupv Cmte Member2023
3 yrs
Jay CamerinoVice Chair2018
8 yrs
John FylpaaSecretary/Treasurer2018
8 yrs
Larry NatividadBoard Member2019
7 yrs
Luther WilliamsBoard Member2018
8 yrs
Mark AldrichSupv Cmte Member2023
3 yrs
Pamela SekiBoard Member2022
4 yrs
Satinder HawkinsBoard Member2018
8 yrs
Under 5 years5 to 6 years6 years or more

Officers and senior leadership

17 listediNamed in Part VII as officers, key employees or highest-compensated staff - not board members, shown for completeness.
NameTitle as filedOn the filings
Alfred ParentV.P/Collectionssince 2018
Christine WU-LIN BassV.P./Branch Operationssince 2018
Courtney HiguchiV.P./Loan Administration2023
Diane JareckiS.V.P./Human Resourcessince 2018
Heather SummersS.V.P./Marketingsince 2018
Jeffrey Allen NapperPresident/CEOsince 2018
Jeffrey Allen Napper FormerPresident/CEO2023
Jeffrey William NiedenthalV.P/Member Servicessince 2018
Jill Marie DeniroS.V.P./Human Resources2023
Kevin ReedS.V.P./Information Systemssince 2018
Melissa MartinezV.P./Loan Administrationsince 2018
Sargeant AlvaV.P./Residential Lendingsince 2022
Sean HardemanPresident/CEOsince 2018
Susan WightS.V.P/CFOsince 2018
Thomas Christopher DoubletInformation Systems Support Managersince 2020
Thomas CorradoSenior Financial Consultantsince 2018
Zung-Shang LiangV.P./Internal Auditsince 2018

Pay and hours

year to 31 December 2024iFrom Part VII of the Form 990: compensation reported for each officer, director, trustee, key employee and highest-paid staff member, and the average hours a week they report. Most board members are unpaid; a blank means nothing was reported. Pay from related organisations is shown separately.
NameTitle as filedHours a weekPay from the organisationRelated organisationsOther
Sean HardemanPresident/CEO40$710k$36k
Susan WightS.V.P./CFO40$360k$14k
Kevin ReedS.V.P./Information Systems40$331k$32k
Jeffrey William NiedenthalS.V.P./Chief Experience & Engagement Officer40$302k$19k
Heather SummersS.V.P./Marketing40$296k$12k
Jill Marie DeniroS.V.P./Human Resources40$270k$24k
Thomas E OrmanS.V.P./Chief Lending Officer40$248k$27k
Alfred ParentV.P./Collections40$227k$19k
Christine Wu-Lin BassS.V.P./Member Services40$196k$26k
Zung-Shang LiangV.P./Internal Audit40$194k$12k
Jeffrey Allen NapperPresident/CEO0$165k
Courtney HiguchiV.P./Loan Administration40$161k$19k
Alva SargeantV.P./Residential Lending40$159k$18k
Thomas Christopher DoubletInformation Systems Support Manager40$156k$9k
Alan RaySupv Cmte Member1$2k
Jay CamerinoBoard Chair1$0
Larry NatividadVice Chair1$0
John FylpaaSecretary/Treasurer1$0
Satinder HawkinsBoard Member1$0
Pamela SekiBoard Member1$0
Luther WilliamsBoard Member1$0
Narin Khy-LyBoard Member1$0
David ConradSupv Cmte Chair1$0
Mark AldrichSupv Cmte Member1$0

About

Legal name
Credit Unions in the State of California
EIN
951644568
Address
5505 Garden Grove Blvd, Westminster, CA, 92683-1892
State
California
Mission
Lbs financial credit union is a cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, lbs... (as filed on the Form 990)
Activity (NTEE)
W61 Public and societal benefit
IRS classification
501(c)14 (tax-exempt under section 501(c)(3) where shown)
Classified purpose
Public & Societal Benefit
Size band
9 (IRS master file code)
Formed
1935
Principal officer
Sean Hardeman (as named on the Form 990)
IRS ruling date
1 June 1979
Status
Code 01 (unconditional exemption)
Form 990 filings on record
5, latest 2023

Most connected

Longest observed on the filings

≥8years on the filingsDavid Conrad
≥8years on the filingsJill Baker
≥8years on the filingsJay Camerino
≥8years on the filingsJohn Fylpaa

Latest return

year to 31 December 2024iFigures from the newest Form 990 or 990-EZ in the IRS e-file releases of 2025 and 2026, for the year ending 31 December 2024. US dollars, as filed.
Total assets
$2.04bn
Total liabilities
$1.77bn
Net assets or fund balances
$272.3m
Contributions and grants received
$0
Program service revenue
$69.1m
Grants and similar paid out
$83k
Employees
300
Volunteers
10

Grants paid

4 listediFrom Schedule I of the Form 990: grants and assistance to organisations in the United States, largest first (up to 25). Schedule I is filed only by organisations that gave more than $5,000 to any one recipient.
RecipientPurposeAmount
Children's Miracle NetworkProvide financial support for medical care for children.$10k
Long Beach City College FoundationTo raise funds to support the college's outstanding and evolving learning environment.$7k
Cal State University Long Beach Research FoundationTo support the educational mission of csulb by engaging in research, community service and sponsored programs.$6k
Abc Unified School District Education FoundationTo help provide high quality educational opportunities for children.$6k